Take a Payment
Last Updated: 03 April 2025 | Change Log
Getting Started
Not sure where to start? Use the three sections below to help you understand how to integrate. Not your first payment integration? Dive straight in to the API Reference with a detailed schema and lots of examples.
Smart Journey Demo
Explore our interactive demo to see how to make our APIs work for your business.
Sequence diagrams
View sequence diagrams to understand how common Payments API flows would integrate with your application.
Postman Collection
Download a collection of API requests for common flows. You will need test credentials.
Pay using a card
Supported: American Express / Discover / Diners / EFTPOS / JCB / Maestro / MasterCard / MasterCard Debit / Visa / Visa Debit / Visa Electron (UK only)
Apply card details directly in our Payments API, or use our PCI-compliant Checkout SDK to take a one-time card payment.
Setup an agreement to store a customer's card details following a payment. For use with future Customer Initiated Transactions (CIT).
Use a previously stored 
Set up a customer agreement to store card details for future Customer Initiated Transactions (CIT), without taking an initial payment.
Set up an initial customer agreement (CIT) to perform subsequent recurring payments (MIT - Merchant Initiated Transactions). 
Following an initial customer agreement, perform subsequent recurring payments (MIT - Merchant Initiated Transactions).Pay using a Wallet
Take a payment with Apple Pay. 
Take a payment with Google Pay. Enable additional features
3DS Authentication
Perform 3DS authentication for liability shift and/or SCA compliance. An issuer based risk assessment with identity check.
SCA Exemptions
Ask for an SCA Exemption to be applied automatically.
Risk Assessment
We assess the payment for fraud before proceeding with authorization.
Auto Settlement
Automatically settle a payment following the authorization.
Account Funding Transactions (AFT)
Transfer funds from a card account to another destination, rather than for the provision of goods or services.
Financial Service (MCC 6012/6051)
For domestic Financial Services providers (MCC 6012) based in the Visa Europe Region, you must supply this additional data.
Latin America Installments
Fulfill a one-time installment charge, to allow the customer's acquirer bank collecting the payments over time.
Payment Facilitator
Facilitate transactions on behalf of your sub-merchants.
MOTO transactions
Take Mail Order/ Telephone Orders on behalf of your customers.