Last Updated: 19 March 2024 | Change Log
The Payments API is for preview only and will be released soon.
Card payment & store a card
Provide the card details in an API request or use our Checkout SDK for low PCI hosted card fields. Save those card details for a future transaction.
Main objects for this scenario:
customerAgreement
- used to indicate the customer has agreed to storing their card for the purpose of future customer initiated transactionstype
=cardOnFile
storedCardUsage
=first
tokenCreation
- include if you're storing the card as aWorldpay Token
"type": "cardOnFile", "storedCardUsage":"first"
Important: You must have agreement from your customer to store their card details.
- API only
- Checkout SDK
Collect the card details and send an API request with these details to the payments
resource.
Request
- Card Plain
- Recommended Key-values
{ "transactionReference": "Memory265-13/08/1876", "merchant": { "entity": "default" }, "instruction": { "tokenCreation": { "type": "WorldPay" }, "customerAgreement": { "type": "cardOnFile", "storedCardUsage":"first" }, "method": "card", "paymentInstrument": { "type": "plain", "cardNumber": "4000000000001091", "expiryDate": { "month": 5, "year": 2035 } }, "narrative": { "line1": "trading name" }, "value": { "currency": "GBP", "amount": 42 } } }
Enable additional features
Fraud assessment | Prevent fraudulent transactions. | |
3DS authentication | Shift Liability to the issuer / for EEA countries this is required as part of SCA compliance. | |
Auto Settlement | Request that payment authorizations are automatically sent for settlement (sometimes referred to as "capture"). Set instruction.settlement.auto to true in the payments request. |
Response
For responses see the API reference.