Account Funding Transactions (AFT)

Funding transactions are used to transfer funds from a card account to another destination, rather than for the provision of goods or services. Examples include, but are not limited to:

Loading digital wallets
Moving money into a crypto exchange or investment platform
Direct purchase of cryptocurrency or liquid assets
Transfers to financial institution accounts
Transfers to debit or prepaid accounts/cards
Gifting money to friends or family members at home or abroad
And more...

How to enable

Using the instruction.fundsTransfer object and providing all the required details.

fundsTransfer object (Required)

"fundsTransfer": {
  "type": "purchase",
  "purpose": "crypto",
  "recipient": {
    "account": {
      "type": "wallet",
      "walletReference": "wallet-reference" 
    }
  },
  ...
}

Schema

typestringrequired

Specifies the type of the funds transfer.

Enum"accountToAccount""cash""disbursement""personToPerson""purchase""topUp""walletLoad"

purposestring

Specifies the purpose of the funds transfer.

Enum"businessToBusiness""creditCardRepayment""crypto""crowdLending""debitCard""education""emergency""familySupport""gift""giftCard"

recipientobject

An object containing details about the recipient of funds.

accountobject

An object for the account details of the recipient.

firstNamestring[ 1 .. 22 ] characters^(?!\s*$).*$

Recipient's first name.

middleNamestring[ 1 .. 22 ] characters^(?!\s*$).*$

Recipient's middle name.

lastNamestring[ 1 .. 22 ] characters^(?!\s*$).*$

Recipient's last name.

addressobject

Sender's address.

dateOfBirthstring(date)

Recipient's date of birth

phoneNumberstring[ 4 .. 20 ] characters^(?!\s*$)[0-9\s()+-/.x]*$

Recipient's phone number

documentReferencestring[ 1 .. 25 ] characters^[-A-Za-z0-9_\-/\\*~+.,&()]*$

Required for domestic processing in some Latin American countries.

senderobject

An object containing details about the sender of funds.

firstNamestring[ 1 .. 22 ] characters^(?!\s*$).*$

Sender's first name.

middleNamestring[ 1 .. 22 ] characters^(?!\s*$).*$

Sender's middle name.