Alternative Payment Methods (APMs)

This section shows you how to configure alternative payment methods.

Payment methods


The blue highlighted payment methods in the screenshot above show that you can select multiple alternative payment methods.

EnabledIf set to Yes, shopper can use alternative payment methods at checkout.
Payment MethodsThe alternative payment methods you select are available for payment processing during checkout.

Dynamic narratives

Statement narrative is added to all the APMs that Worldpay supports. It is the narrative that appears on the shopper's statement, as well as the web page of some banks.

The shopper's experience

There is a new text area where the shopper can add a narrative (max 255 characters) under the label Purpose of transaction:

Payment methods

Payment XML changes

Worldpay supports 13 APMs:

PayPal, IDEAL, Klarna, Mistercash/Bancontact, Union Pay, P24, Yandex.Money, AliPay, SoFort EU, GiroPay, Boleto Bancairo, SEPA (one-off transactions), and Qiwi.

They all have the following element added to the order node in the payment service request xml:

<statementNarrative>MERCHANT STATEMENT NARRATIVE</statementNarrative>

The Ideal APM expects the narrative to be passed in the description node within the order node, limited to a maximum of 35 characters.