Pakistan

Domestic Wire Payment

Overview

Available	Yes
`targetCurrency`	Pakistan (PKR)
`countryCode`	PK
Earliest Beneficiary Credit	T+2
Cut-Off Time (UK Time)	15:00
Decimal Places	2
Minimum `targetAmount`	0.01
Maximum `targetAmount`	9999999.99

Submission data

API field name	Required?	Field length	Description
`purposeOfPaymentNarrative`	✅	35	The purpose of the payment (free format).
`bankDetails.iban`	✅	24	Beneficiary IBAN. The format the IBAN varies by country. See Additional data for a list by country.
`bankDetails.beneficiaryAccountNumber`	✅	35	Account number of the beneficiary.
`bankDetails.swiftBic`	✅	8 or 11	The SWIFT BIC is the Bank Identification Code of the beneficiary bank.
`bankDetails.bankName`	✅	Max 35	Name of the beneficiary bank.
`bankDetails.street`	✅	Max 35	Beneficiary bank address: Street.
`bankDetails.additionalAddressLine`	❌	Max 35	Beneficiary bank Additional Address Line.
`bankDetails.city`	✅	Max 35	Beneficiary bank address: City.
`bankDetails.postcodeOrZipCode`	✅	Max 16	Beneficiary bank address: Postcode/Zipcode.
`parties.personalDetails.partyTypeCode`	✅	4	Type of the party. Must be: `PT03 (Beneficiary)`
`parties.personalDetails.typeCode`	✅	4	Entity description code for the party. Available values: `PD01 (Company)` `PD02 (Individual)` `PD03 (Institution)` `PD04 (Government)` `PD99 (Other)`
`parties.personalDetails.titleCode`	Conditional	4	Title code for the Individual. Available values: `TO01 (Ms)` `TO02 (Miss)` `TO03 (Mr)` `TO04 (Mrs)` `TO05 (Dr)` `TO06 (Mx)` `TO99 (Misc)` Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.firstName`	Conditional	Max 50	Beneficiary first name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.middleName`	❌	Max 50	Beneficiary middle name.
`parties.personalDetails.lastName`	Conditional	Max 50	Beneficiary last name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.companyName`	Conditional	Max 140	Full name of the organization. Important Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager. Condition Mandatory if `parties.personalDetails.typeCode` is: `PD01 (Company)` `PD03 (Institution)` `PD04 (Government)` `PD99 (Other)`
`parties.personalDetails.dateofBirth`	❌	10	Beneficiary's date of birth in YYYY-MM-DD format.
`parties.identity.identityTypeCode`	✅	4	Beneficiary's identity type. Available values: `ID01 (Passport)` `ID02 (CNIC - Computerized National Identity Card)` `ID07 (SNIC - Smart National Identity Card Number)` `ID09 (NTN - National Tax Number)`
`parties.identity.identityNumber`	✅	Max 13	Beneficiary's identity number. CNIC (a 13 digit Computerized National Identity Card number) / SNIC (a 13 digit Smart National Identity Card number) / NTN (a 7 digit tax ID for corporations)
`parties.identity.issuingCountry`	✅	2	Beneficiary's country code of their identification document. Enter the 2 digit ISO 3166-1 standard country code in your API request.
`parties.personalDetails.telephony.prefix`	✅	3	Beneficiary's phone number country dialing code.
`parties.personalDetails.telephony.phoneNumber`	✅	Max 34	Provide the beneficiary's phone number.
`parties.address.street`	✅	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street.
`parties.address.additionalAddressLine`	❌	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio.
`parties.address.city`	✅	Max 35	Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.postcodeOrZipCode`	✅	Max 16	Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.countryCode`	✅	2	Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address. Enter the 2 digit ISO 3166-1 standard country code in your API request.

Additional Information

You must include the purpose of your payment (free format) in the payment request. You include this information in the purposeOfPaymentCode field.
The partner bank branch will contact the beneficiary's bank/beneficiary for purpose of remittance (on regulatory Form-R). The partner bank will release the payment once the Beneficiary/ Beneficiary Bank provides the purpose of remittance (on regulatory Form R).
In case the beneficiary is a company, the Form-R is mandatory irrespective of the payment amount. In case the beneficiary is an individual, Form-R would be required only for payments equal to/or above US$ 10,000 equivalent.
The holding period for receipt of Form R from the beneficiary/ beneficiary bank is 15 days. After the expiry of the 15-day holding period, funds that have not been collected by the beneficiary/ beneficiary bank (if they have not submitted the Form-R) are returned back to the remitter.
For further information on how to format your payments to Pakistan, please contact your Relationship Manager or Corporate Support Manager.

International WIRE

Overview

Available	Yes
`targetCurrency`	Available WIRE currencies
`countryCode`	PK
Earliest Beneficiary Credit	The estimated delivery time will vary by country and currency.
Cut-Off Time (UK Time)	Currency specific
Decimal Places	2
Minimum `targetAmount`	0.01
Maximum `targetAmount`	9999999.99

Submission data

API field name	Required?	Field length	Description
`purposeOfPaymentNarrative`	✅	35	The purpose of the payment (free format).
`bankDetails.iban`	✅	29	Beneficiary IBAN. The format the IBAN varies by country. See Additional data for a list by country.
`bankDetails.swiftBic`	✅	8 or 11	The SWIFT BIC is the Bank Identification Code of the beneficiary bank.
`bankDetails.bankName`	✅	Max 35	Name of the beneficiary bank.
`parties.personalDetails.partyTypeCode`	✅	4	Type of the party. Must be: `PT03 (Beneficiary)`
`parties.personalDetails.typeCode`	✅	4	Entity description code for the party. Available values: `PD01 (Company)` `PD02 (Individual)`
`parties.personalDetails.titleCode`	Conditional	4	Title code for the Individual. Available values: `TO01 (Ms)` `TO02 (Miss)` `TO03 (Mr)` `TO04 (Mrs)` `TO05 (Dr)` `TO06 (Mx)` `TO99 (Misc)` Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.firstName`	Conditional	Max 50	Beneficiary first name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02`
`parties.personalDetails.middleName`	❌	Max 50	Beneficiary middle name.
`parties.personalDetails.lastName`	Conditional	Max 50	Beneficiary last name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.companyName`	Conditional	Max 140	Full name of the organization. Important Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager. Condition Mandatory if `parties.personalDetails.typeCode` is: `PD01 (Company)` `PD03 (Institution)` `PD04 (Government)` `PD99 (Other)`
`parties.personalDetails.dateOfBirth`	❌	10	Beneficiary's date of birth in YYYY-MM-DD format.
`parties.identity.identityTypeCode`	✅	4	Beneficiary's identity type. Available values: `ID01 (Passport)` `ID02 (CNIC - Computerized National Identity Card)` `ID07 (SNIC - Smart National Identity Card Number)` `ID09 (NTN - National Tax Number)`
`parties.identity.identityNumber`	✅	Max 13	Beneficiary's identity number. CNIC (a 13 digit Computerized National Identity Card number) / SNIC (a 13 digit Smart National Identity Card number) / NTN (a 7 digit tax ID for corporations)
`parties.identity.issuingCountry`	✅	2	Beneficiary's country code of their identification document. Enter the 2 digit ISO 3166-1 standard country code in your API request.
`parties.address.street`	❌	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street.
`parties.address.additionalAddressLine`	❌	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio.
`parties.address.city`	❌	Max 35	Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.postcodeOrZipCode`	❌	Max 10	Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.countryCode`	Conditional	2	Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address. Condition Mandatory if any of the optional Beneficiary address details are provided. Enter the 2 digit ISO 3166-1 standard country code in your API request.

Important

Additional data is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

Pakistan

Domestic Wire Payment

Overview

Submission data

International WIRE

Overview

Submission data

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