Apple Pay decrypted

Take a payment or make a payout with Apple Pay decrypted.

Take a payment

To send a payment request with a decrypted payload, you must follow the instructions on Apple Pay's developer site first.

Once integrated with Apple Pay, you can use our Payments API to take a payment. Use our customerInitiatedTransactions endpoint or merchantInitiatedTransactions endpoint to submit your request.

Example request

Response
application/vnd.worldpay.payments-v7+json

Payment authorization for GBP 2.50 with a successful outcome

{
  "outcome": "authorized",
  "riskFactors": [
    {
      "type": "cvc",
      "risk": "notSupplied"
    },
    {
      "type": "avs",
      "risk": "notChecked",
      "detail": "address"
    },
    {
      "type": "avs",
      "risk": "notChecked",
      "detail": "postcode"
    }
  ],
  "issuer": {
    "authorizationCode": "675725"
  },
  "scheme": {
    "reference": "MCCOLXT1C0104  "
  },
  "paymentInstrument": {
    "type": "card/plain+masked",
    "cardBin": "555555",
    "lastFour": "4444",
    "category": "consumer",
    "countryCode": "GB",
    "expiryDate": {
      "month": 9,
      "year": 2029
    },
    "cardBrand": "mastercard",
    "fundingType": "credit",
    "issuerName": "AN ISSUING BANK LTD",
    "paymentAccountReference": "Q1HJZ28RKA1EBL470G9XYG90R5D3E"
  },
  "_links": {
    "cardPayments:cancel": {
      "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/"
    },
    "cardPayments:partialCancel": {
      "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/partials/"
    },
    "cardPayments:settle": {
      "href": "https://try.access.worldpay.com/payments/settlements/full/"
    },
    "cardPayments:partialSettle": {
      "href": "https://try.access.worldpay.com/payments/settlements/partials/"
    },
    "cardPayments:events": {
      "href": "https://try.access.worldpay.com/payments/events/"
    },
    "curies": [
      {
        "name": "cardPayments",
        "href": "https://try.access.worldpay.com/rels/cardPayments/{rel}",
        "templated": true
      }
    ]
  }
}

Example response

insert response - waiting for Bartosz

For more information on how to take a payment with our Apple Pay decrypted payment instrument go to our Card Payments API documentation for customerInitiatedTransactions or merchantInitiatedTransactions payments.

Make a payout

To send a payout request with a decrypted payload, you must follow the instructions on Apple Pay's developer site first.

You can either send a basicDisbursement or a fastAccess request to make a payout.

Example request:

For parameter descriptions and possible outcomes go to our Payouts documentation.