Google Pay decrypted

Take a payment with Google Pay decrypted.

Take a payment

To send a payment request with a decrypted payload, you must follow the instructions on Google Pay's developer site first.

Once integrated with Google Pay, you can use our Card Payments API to take a payment. Use our customerInitiatedTransactions or merchantInitiatedTransactions endpoint to submit your request.

Example request

Response
application/vnd.worldpay.payments-v7+json

Payment authorization for GBP 2.50 with a successful outcome

{
  "outcome": "authorized",
  "riskFactors": [
    {
      "type": "cvc",
      "risk": "notSupplied"
    },
    {
      "type": "avs",
      "risk": "notChecked",
      "detail": "address"
    },
    {
      "type": "avs",
      "risk": "notChecked",
      "detail": "postcode"
    }
  ],
  "issuer": {
    "authorizationCode": "675725"
  },
  "scheme": {
    "reference": "MCCOLXT1C0104  "
  },
  "paymentInstrument": {
    "type": "card/plain+masked",
    "cardBin": "555555",
    "lastFour": "4444",
    "category": "consumer",
    "countryCode": "GB",
    "expiryDate": {
      "month": 9,
      "year": 2029
    },
    "cardBrand": "mastercard",
    "fundingType": "credit",
    "issuerName": "AN ISSUING BANK LTD",
    "paymentAccountReference": "Q1HJZ28RKA1EBL470G9XYG90R5D3E"
  },
  "_links": {
    "cardPayments:cancel": {
      "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/"
    },
    "cardPayments:partialCancel": {
      "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/partials/"
    },
    "cardPayments:settle": {
      "href": "https://try.access.worldpay.com/payments/settlements/full/"
    },
    "cardPayments:partialSettle": {
      "href": "https://try.access.worldpay.com/payments/settlements/partials/"
    },
    "cardPayments:events": {
      "href": "https://try.access.worldpay.com/payments/events/"
    },
    "curies": [
      {
        "name": "cardPayments",
        "href": "https://try.access.worldpay.com/rels/cardPayments/{rel}",
        "templated": true
      }
    ]
  }
}

Example response

{
    "outcome": "authorized",
    "paymentId": "828474a3-f175-480d-a98b-835e8a1bef75",
    "commandId": "cmdjBpN_UXthG8alrwjQDQbU0",
    "riskFactors": [
        {
            "type": "cvc",
            "risk": "notSupplied"
        },
        {
            "type": "avs",
            "risk": "notSupplied",
            "detail": "address"
        },
        {
            "type": "avs",
            "risk": "notSupplied",
            "detail": "postcode"
        }
    ],
    "issuer": {
        "authorizationCode": "225085"
    },
    "scheme": {
        "reference": "060720116005062"
    },
    "paymentInstrument": {
        "type": "card/network",
        "cardBin": "444433",
        "expiryDate": {
            "month": 5,
            "year": 2035
        },
        "paymentAccountReference": "Q1HJZ28RKA1EBL470G9XYG90R5D3E"
    },
    "_links": {
        "cardPayments:cancel": {
            "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.sN:g8wd64bwkbrp0md+bPxcanBnk2zLdsIqSa1pR99GeDrCwEtsymFb5gQw9WlrStDTK3eIWPy93y:7njc4649JSrU7+vFDl1J36+cwOkX0lW4Z+fnZKMutoUGX3m1:mbq+gijbswid1YTI700ExzvgMY:fWcGQofGFMpaBDwtbX26OlR2BlA6Rrq6BOaIho:G:6OJpUdnvqbWL:THJeE+srgCaGKzEty4LpcH2OxhODOmSpQ1WgKUNrqV7rX4t+deDdVismwl4hPYJYC:tzrQxb3dMMHI4StxAiTtL5+GU8RUUMtUdhVEpcUN1AkWs6Z0CDUVz1hPk8AA2Gee9zZNSxO382cm+Np0gFBXgXyS9UjNCSCUl0kzGO8y3R240Bd0Cr545KDaJzQ0dLiQKI7NB2ohgV+kpSs5:is6oe2DKFSC8A9INCTEB+xCgs4drbkWJ7u3iDfQTaER8HSg+HBg=="
        },
        "cardPayments:partialCancel": {
            "href": "https://try.access.worldpay.com/payments/authorizations/cancellations/partials/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.sN:g8wd64bwkbrp0md+bPxcanBnk2zLdsIqSa1pR99GeDrCwEtsymFb5gQw9WlrStDTK3eIWPy93y:7njc4649JSrU7+vFDl1J36+cwOkX0lW4Z+fnZKMutoUGX3m1:mbq+gijbswid1YTI700ExzvgMY:fWcGQofGFMpaBDwtbX26OlR2BlA6Rrq6BOaIho:G:6OJpUdnvqbWL:THJeE+srgCaGKzEty4LpcH2OxhODOmSpQ1WgKUNrqV7rX4t+deDdVismwl4hPYJYC:tzrQxb3dMMHI4StxAiTtL5+GU8RUUMtUdhVEpcUN1AkWs6Z0CDUVz1hPk8AA2Gee9zZNSxO382cm+Np0gFBXgXyS9UjNCSCUl0kzGO8y3R240Bd0Cr545KDaJzQ0dLiQKI7NB2ohgV+kpSs5:is6oe2DKFSC8A9INCTEB+xCgs4drbkWJ7u3iDfQTaER8HSg+HBg=="
        },
        "cardPayments:settle": {
            "href": "https://try.access.worldpay.com/payments/settlements/full/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.sN:g8wd64bwkbrp0md+bPxcanBnk2zLdsIqSa1pR99GeDrCwEtsymFb5gQw9WlrStDTK3eIWPy93y:7njc4649JSrU7+vFDl1J36+cwOkX0lW4Z+fnZKMutoUGX3m1:mbq+gijbswid1YTI700ExzvgMY:fWcGQofGFMpaBDwtbX26OlR2BlA6Rrq6BOaIho:G:6OJpUdnvqbWL:THJeE+srgCaGKzEty4LpcH2OxhODOmSpQ1WgKUNrqV7rX4t+deDdVismwl4hPYJYC:tzrQxb3dMMHI4StxAiTtL5+GU8RUUMtUdhVEpcUN1AkWs6Z0CDUVz1hPk8AA2Gee9zZNSxO382cm+Np0gFBXgXyS9UjNCSCUl0kzGO8y3R240Bd0Cr545KDaJzQ0dLiQKI7NB2ohgV+kpSs5:is6oe2DKFSC8A9INCTEB+xCgs4drbkWJ7u3iDfQTaER8HSg+HBg=="
        },
        "cardPayments:partialSettle": {
            "href": "https://try.access.worldpay.com/payments/settlements/partials/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.sN:g8wd64bwkbrp0md+bPxcanBnk2zLdsIqSa1pR99GeDrCwEtsymFb5gQw9WlrStDTK3eIWPy93y:7njc4649JSrU7+vFDl1J36+cwOkX0lW4Z+fnZKMutoUGX3m1:mbq+gijbswid1YTI700ExzvgMY:fWcGQofGFMpaBDwtbX26OlR2BlA6Rrq6BOaIho:G:6OJpUdnvqbWL:THJeE+srgCaGKzEty4LpcH2OxhODOmSpQ1WgKUNrqV7rX4t+deDdVismwl4hPYJYC:tzrQxb3dMMHI4StxAiTtL5+GU8RUUMtUdhVEpcUN1AkWs6Z0CDUVz1hPk8AA2Gee9zZNSxO382cm+Np0gFBXgXyS9UjNCSCUl0kzGO8y3R240Bd0Cr545KDaJzQ0dLiQKI7NB2ohgV+kpSs5:is6oe2DKFSC8A9INCTEB+xCgs4drbkWJ7u3iDfQTaER8HSg+HBg=="
        },
        "cardPayments:reverse": {
            "href": "https://try.access.worldpay.com/payments/authorizations/reversals/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.sN:g8wd64bwkbrp0md+bPxcanBnk2zLdsIqSa1pR99GeDrCwEtsymFb5gQw9WlrStDTK3eIWPy93y:7njc4649JSrU7+vFDl1J36+cwOkX0lW4Z+fnZKMutoUGX3m1:mbq+gijbswid1YTI700ExzvgMY:fWcGQofGFMpaBDwtbX26OlR2BlA6Rrq6BOaIho:G:6OJpUdnvqbWL:THJeE+srgCaGKzEty4LpcH2OxhODOmSpQ1WgKUNrqV7rX4t+deDdVismwl4hPYJYC:tzrQxb3dMMHI4StxAiTtL5+GU8RUUMtUdhVEpcUN1AkWs6Z0CDUVz1hPk8AA2Gee9zZNSxO382cm+Np0gFBXgXyS9UjNCSCUl0kzGO8y3R240Bd0Cr545KDaJzQ0dLiQKI7NB2ohgV+kpSs5:is6oe2DKFSC8A9INCTEB+xCgs4drbkWJ7u3iDfQTaER8HSg+HBg=="
        },
        "cardPayments:events": {
            "href": "https://try.access.worldpay.com/payments/events/eyJrIjoiazNhYjYzMiIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.sN:g8wd64bwkbrp0md+bPxcanBnk2zLdsIqSa1pR99GeDrCwEtsymFb5gQw9WlrStDTK3eIWPy93y:7njc4649JSrU7+vFDl1J36+cwOkX0lW4Z+fnZKMutoUGX3m1:mbq+gijbswid1YTI700ExzvgMY:fWcGQofGFMpaBDwtbX26OlR2BlA6Rrq6BOaIho:G:6OJpUdnvqbWL:THJeE+srgCaGKzEty4LpcH2OxhODOmSpQ1WgKUNrqV7rX4t+deDdVismwl4hPYJYC:tzrQxb3dMMHI4StxAiTtL5+GU8RUUMtUdhVEpcUN1AkWs6Z0CDUVz1hPk8AA2Gee9zZNSxO382cm+Np0gFBXgXyS9UjNCSCUl0kzGO8y3R240Bd0Cr545KDaJzQ0dLiQKI7NB2ohgV+kpSs5:is6oe2DKFSC8A9INCTEB+xCgs4drbkWJ7u3iDfQTaER8HSg+HBg=="
        },
        "curies": [
            {
                "name": "cardPayments",
                "href": "https://try.access.worldpay.com/rels/cardPayments/{rel}",
                "templated": true
            }
        ]
    }
}

For more information on how to take a payment with our Google Pay decrypted payment instrument go to our Card Payments API documentation.