This documentation is for preview purposes only.
Pick and choose components you need for your business with our fully flexible Pay-In and Payout solution. From on-boarding and verifying parties onto your platform, accepting and splitting payments, managing balances and money movement all the way through to paying your parties.
If you'd like more information on marketplaces and platforms you can read our overview article.
Our model supports Visa, Mastercard and Maestro.
Step 1: Create a party using our Parties API. You can include all details in one call using our fully orchestrated flow.Or create a basic party and add details like payout instruments, balance accounts or beneficial owners later using our modular flow. You can request an identity verification check in the same call with either route.
Step 2: Take a payment using our Card Payments API and optionally enable 3DS and FraudSight features.
Step 3: Split the payment between yourself and your parties or sellers using our Split Payments API.
Step 4: Settle the payment with our Card Payments API, either fully or partially between parties.
Step 5: Confirm the split with our Split Payments API.
Step 6: Either use an automated payout, initiated by us, to weekly schedule payouts to your parties. Alternatively, use our Account Payouts API to initiate manual payouts to your payees more frequently.
You can also make calls to a number of other APIs to view your internal accounts, make transfers to ensure liquidity and verify the bank accounts to make the payout to.
The capabilities of our marketplaces offering are ever expanding. The below pillars represent the current set of features.
Manage Parties
✓ Onboard and manage parties
✓ Create balance accounts
✓ Identity verification
✓ Store a payout instrument
Accept Payments
✓ Cards and wallets
✓ Recurring payments
✓ Split payments
Manage Money
✓ View statements
✓ Check balances
✓ Transfer funds
Make Payouts
✓ Schedule payouts
✓ Payouts to accounts
✓ Global coverage
Optimize
✓ Verify accounts
✓ Incremental auth
✓ Revenue boost
✓ FraudSight
Tools
✓ Modular integration
✓ Simple integration
✓ Portal
✓ Reconciliation reporting
Other services you might find useful, outside of your Marketplaces flow, to enhance your card payment journey.