Mobile wallets
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A secure and easy way for your customers to pay. Integrate Apple Pay and Google Pay into your business.

Why offer mobile wallets?

Fast-track your customer to the payment without requiring an account/registration.
Mobile wallet providers share the billing and shipping address on your customer's behalf.
Low PCI requirements.
SCA (Strong Customer Authentication) compliant - built-in two-factor authentication.
We decrypt, ensuring a simpler integration with the mobile wallet providers.

Take a payment - we decrypt Payout to a wallet - we decrypt

Take a payment - we decrypt	Payout to a wallet - we decrypt
Integrate with your mobile wallet provider: Apple Pay and Google Pay. Integrate with our Card Payments API: Use the encrypted payload in a request to our `customerInitiatedTransactions` endpoint and include the `customerAgreement` object to receive a `tokens:token` if you want to take recurring payments. You can then use the `tokens:token` to take recurring payments in our `merchantInitiatedTransactions` endpoint.	Integrate with your mobile wallet provider: Apple Pay and Google Pay. Integrate with our Card Payments API: Use our `customerInitiatedTransactions` endpoint with your encrypted payload, including the `customerAgreement` object. You receive a `tokens:token` in your response. Integrate with our Card Payouts API and use your token to make a payout with `payoutInstrument` `"type": "card/tokenized"`.

Use the encrypted payload in a request to our customerInitiatedTransactions endpoint and include the customerAgreement object to receive a tokens:token if you want to take recurring payments.
You can then use the tokens:token to take recurring payments in our merchantInitiatedTransactions endpoint.

Use our customerInitiatedTransactions endpoint with your encrypted payload, including the customerAgreement object.
You receive a tokens:token in your response.
Integrate with our Card Payouts API and use your token to make a payout with payoutInstrument "type": "card/tokenized".

Note

Payouts to a wallet is currently only supported for Visa and Mastercard branded payouts.

Next steps

If you want to send the decrypted payload yourself, you can use the decrypted model outlined in our guides.