Last Updated: 17 December 2024 | Change Log

FraudSight

Minimize fraud and increase approval rates using the latest in data insights. Use an integrated risk assessment as part of the payments API or follow the steps below for a separate risk assessment request.

Supported payment methods: American Express / Carte Bancaires / Discover / Diners / EFTPOS / ELO / JCB / Maestro / MasterCard / MasterCard Debit / Visa / Visa Debit / Visa Electron (UK only)

1. Collect Device Data

Gathers customer browser details and performs a GeoIP lookup.

Web Device Data (optional)

ThreatMetrix JS library for web sites

Android SDK (optional)

ThreatMetrix Android SDK (coming soon)

iOS SDK (optional)

ThreatMetrix iOS SDK (coming soon)

2. Risk Assessment (required)

API request containing payment, customer and order information. Optionally provide a sessionId from device data collection.

Risk Assessment

Risk assessment using details from the payment method, customer and order

SCA Exemptions

You can request an SCA exemption assessment as part of the FraudSight request. This is also available as a separate exemption request.

3. Payment outcome & fraud details

This step is only required if the payment itself is NOT using Access Payments

If you're using other gateways/acquirers for the payment gateway you can still use FraudSight but you must provide additional details so the data model can learn so future risk assessments improve. When paying through Access Card Payments these are performed for you.

Payment

Provide details as to whether the paymnent was authorized or not

One or both of these should also be provided:

Fraud

Using TC40/Safe data did fraud occur on any risk assessed payments

Chargeback

Did any of the payments result in any fraud specific chargebacks

Next steps

Get started