Canada

Domestic Payment

Overview

Available	Yes
`targetCurrency`	Canadian Dollar (CAD)
`countryCode`	CA
Earliest Beneficiary Credit	T+1
Cut-Off Time (UK Time)	15:30
Decimal Places	2
Minimum `targetAmount`	0.01
Maximum `targetAmount`	9999999.99 (The Maximum amount of 10000.00 CAD applies for specific payment types. Please contact your Relationship Manager to verify.)

Submission data

API field name	Required?	Field length	Description
`bankDetails.beneficiaryAccountNumber`	✅	5-12	Account number of the beneficiary. Can be between 5 and 12 digits, but is usually greater than 7 digits in length. On most bank cheques, the account number is after the Branch Transit and Financial Institution numbers.
`bankDetails.bankCode`	✅	3	Identifies the beneficiary's Canadian Bank. This is always 3 digits in length, and can be found on the beneficiary's online banking or a cheque. Most online banking portals allow you to create a void cheque through the interface. See Additonal Information below.
`bankDetails.branchCode`	✅	5	Uniquely identifies the beneficiary's Canadian Bank branch. This can be found on the beneficiary's online banking or a cheque. A void cheque can be created through most online banking portals. See Additonal Information below.
`bankDetails.bankName`	✅	Max 35	Name of the beneficiary bank.
`parties.personalDetails.partyTypeCode`	✅	4	Type of the party. Must be: `PT03 (Beneficiary)`
`parties.personalDetails.typeCode`	✅	4	Entity description code for the party. Available values: `PD01 (Company)` `PD02 (Individual)`
`parties.personalDetails.titleCode`	Conditional	4	Title code for the Individual. Available values: `TO01 (Ms)` `TO02 (Miss)` `TO03 (Mr)` `TO04 (Mrs)` `TO05 (Dr)` `TO06 (Mx)` `TO99 (Misc)` Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.firstName`	Conditional	2-50	Beneficiary first name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.middleName`	❌	Max 50	Beneficiary middle name.
`parties.personalDetails.lastName`	Conditional	Max 50	Beneficiary last name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.companyName`	Conditional	Max 140	Full name of the organization. Warning Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager. Condition Mandatory if `parties.personalDetails.typeCode` is: `PD01 (Company)` `PD03 (Institution)` `PD04 (Government)` `PD99 (Other)`
`parties.personalDetails.dateOfBirth`	❌	10	Beneficiary's date of birth in YYYY-MM-DD format.
`parties.address.street`	✅	2-35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street.
`parties.address.additionalAddressLine`	❌	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio.
`parties.address.city`	✅	2-35	Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.state`	✅	2-35	Beneficiary's full state name of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.postCodeOrZipCode`	✅	2-10	Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.countryCode`	✅	2	Beneficiary's country code of their residential (if payee is an individual) or registered (if payee is a company) address. Enter the 2 character ISO 3166-1 standard country code in your API request.

Important

Additional data is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

Additional Information

A beneficiary's Branch Transit Number and Financial Institution Number is sometimes combined into a Routing Number.

The Routing Number format is 0XXXYYYYY, and this consists of:

0 - Leading zero. Do not include in Push to Account instruction
XXX - Financial Institution Number
YYYYY - Branch Transit Number

Note

A full list of Canadian Bank Routing Numbers can be found here.

International WIRE

Overview

Available	Yes
`targetCurrency`	Available WIRE currencies
`countryCode`	CA
Earliest Beneficiary Credit	The estimated delivery time will vary by country and currency.
Cut-Off Time (UK Time)	Currency specific
Decimal Places	2
Minimum `targetAmount`	0.01
Maximum `targetAmount`	9999999.99

Submission data

API field name	Required?	Field length	Description
`bankDetails.beneficiaryAccountNumber`	✅	5-12	Account number of the beneficiary. Can be between 5 and 12 digits, but is usually greater than 7 digits in length. On most bank cheques, the account number is after the Branch Transit and Financial Institution numbers.
`bankDetails.swiftBic`	✅	8 or 11	The SWIFT BIC is the Bank Identification Code of the beneficiary bank.
`bankDetails.bankCode`	✅	3	Identifies the beneficiary's Canadian Bank. This is always 3 digits in length, and can be found on the beneficiary's online banking or a cheque. Most online banking portals allow you to create a void cheque through the interface. See Additonal Information below.
`bankDetails.branchCode`	✅	5	Uniquely identifies the beneficiary's Canadian Bank branch. This can be found on the beneficiary's online banking or a cheque. A void cheque can be created through most online banking portals. See Additonal Information below.
`bankDetails.bankName`	✅	Max 35	Name of the beneficiary bank.
`parties.personalDetails.partyTypeCode`	✅	4	Type of the party. Must be: `PT03 (Beneficiary)`
`parties.personalDetails.typeCode`	✅	4	Entity description code for the party. Available values: `PD01 (Company)` `PD02 (Individual)`
`parties.personalDetails.titleCode`	Conditional	4	Title code for the Individual. Available values: `TO01 (Ms)` `TO02 (Miss)` `TO03 (Mr)` `TO04 (Mrs)` `TO05 (Dr)` `TO06 (Mx)` `TO99 (Misc)` Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.firstName`	Conditional	Max 50	Beneficiary first name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.middleName`	❌	Max 50	Beneficiary middle name.
`parties.personalDetails.lastName`	Conditional	Max 50	Beneficiary last name. Full name should be provided (no initials). Condition Mandatory if `parties.personalDetails.typeCode` is: `PD02 (Individual)`
`parties.personalDetails.companyName`	Conditional	Max 140	Full name of the organization. Important Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager. Condition Mandatory if `parties.personalDetails.typeCode` is: `PD01 (Company)` `PD03 (Institution)` `PD04 (Government)` `PD99 (Other)`
`parties.personalDetails.dateOfBirth`	❌	10	Beneficiary's date of birth in YYYY-MM-DD format.
`parties.address.street`	✅	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street.
`parties.address.additionalAddressLine`	❌	Max 35	Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio.
`parties.address.city`	✅	Max 35	Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.state`	✅	Max 30	Beneficiary's full state name of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.postCodeOrZipCode`	✅	Max 10	Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address.
`parties.address.countryCode`	✅	2	Beneficiary's country code of their residential (if payee is an individual) or registered (if payee is a company) address. Enter the 2 character ISO 3166-1 standard country code in your API request.

Important

Additional data is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

Canada

Domestic Payment

Overview

Submission data

Additional Information

International WIRE

Overview

Submission data

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