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Alternative Payment Methods (APMs)

What are Alternative Payments Methods (APMs)?

APMs are non-traditional payment options that are not cash or credit/ debit cards issued by a major bank. These options include eWallets, bank transfers, direct debits, local card schemes, Post-Pay and eInvoice/ Buy Now Pay Later.

In many regions APMs make up a large part of the ecom payment landscape. To fully support these regions and your customer's payment habits, providing APMs can be key.

What are the benefits of APMs?

  • Increase in global coverage
  • Choice and convenience for your customer
  • Reach of customers and markets you couldn’t with just cards
  • Flexibility of payments options
  • A more versatile checkout experience
  • Potential reduction in payment friction
  • Increased customer retention

Supported APM:

Payment methodPayment typeCustomer country
Pay Direct- One time paymentsACH (Automated Clearing House)USA

Next steps


ACH integration guide