Disburse funds to a payout instrument

Payouts - Card (4)

Send funds to your customer's cards. Standard or using Fast Access.

Authentication

Set your headers:

  Authorization: {your_credentials}
  Content-Type: application/vnd.worldpay.payouts-v4+json
  Accept: application/vnd.worldpay.payouts-v4+json

Replace {your_credentials} with your base64-encoded Basic Auth username and password.

DNS Whitelisting

Whitelist the following URLs:

https://try.access.worldpay.com/
https://access.worldpay.com/

Please ensure you use DNS whitelisting, not explicit IP whitelisting. When you make a request within Access Worldpay, you should always cache the response returned.

Download OpenAPI description

openapi.json

openapi.yaml

Servers

testing (try)

https://try.access.worldpay.com/

live

https://access.worldpay.com/

Retrieve payout details

Request

Retrieve the details of an existing Basic Disbursement or Fast Access Payout.

Security

BasicAuth

Path

resourcestringrequired

The payouts:payout href value returned in the response to your Basic Disbursement or Fast Access Payout request.

No request payload

Responses

Payout resource.

Bodyapplication/vnd.worldpay.payouts-v4+json

outcomestringrequired

outcome of payouts request

receivedAtstringrequired

A timestamp of receivedAt

Response

application/vnd.worldpay.payouts-v4+json

Basic Disbursement: Successful resource retrieval with outcome requestReceived

{
  "outcome": "requestReceived",
  "receivedAt": "2023-09-01T10:37:36.923Z",
  "_links": {
    "payouts:payout": {
      "href": "https://try.access.worldpay.com/payouts/{resource}"
    },
    "curies": [
      {
        "name": "payouts",
        "href": "https://try.access.worldpay.com/rels/payouts/{rel}",
        "templated": true
      }
    ]
  }
}

Retrieve the payout details of a historic resource

Request

Query by transaction reference and entity to retrieve a Payout.

Security

BasicAuth

Query

transactionReferencestringrequired

A unique reference generated by you, used to identify a payout throughout its lifecycle

Example: transactionReference=12345

entitystringrequired

merchant entity

Example: entity=default

No request payload

Responses

Returns a payout resource, provided one matches the transaction and entity references.

Bodyapplication/vnd.worldpay.payouts-v4+json

outcomestringrequired

outcome of payouts query request

receivedAtstringrequired

A timestamp of receivedAt

Response

application/vnd.worldpay.payouts-v4+json

Basic Disbursement: An existing resource is retrieved with outcome 'requestReceived'

{
  "outcome": "requestReceived",
  "receivedAt": "2025-08-01T10:37:36.923Z",
  "_links": {
    "payouts:payout": {
      "href": "https://try.access.worldpay.com/payouts/{resource}"
    },
    "curies": [
      {
        "name": "payouts",
        "href": "https://try.access.worldpay.com/rels/payouts/{rel}",
        "templated": true
      }
    ]
  }
}

Disburse funds to a payout instrument

Request

Disburse funds to a payout instrument

Security

BasicAuth

Bodyapplication/vnd.worldpay.payouts-v4+json

instructionobjectrequired

An object that contains all the information related to your payout request.

narrativeobjectrequired

An object that contains identification and further details of the merchant.

payoutInstrumentobjectrequired

An object that contains your customer's payout type.

valueobjectrequired

An object that contains payout amount and currency.

merchantobjectrequired

An object that contains information about the merchant.

entitystring[ 1 .. 32 ] characters^([A-Za-z0-9]+[A-Za-z0-9 ]*)?$required

Direct your payment to assist with billing, reporting and reconciliation. This is mandatory for authentication and queries.

Example: "default"

transactionReferencestring[ 1 .. 64 ] characters^[-A-Za-z0-9_!@#$%()*=.:;?\[\]{}~`/+]*$required

A unique reference generated by you, used to identify a payout throughout its lifecycle.

application/vnd.worldpay.payouts-v4+json

Successful Basic Disbursement

{
  "merchant": {
    "entity": "default"
  },
  "instruction": {
    "value": {
      "amount": 300,
      "currency": "GBP"
    },
    "payoutInstrument": {
      "type": "card/plain",
      "cardHolderName": "Sherlock Holmes",
      "cardExpiryDate": {
        "month": 1,
        "year": 2025
      },
      "cardNumber": "4444333322221111",
      "billingAddress": {
        "address1": "address1",
        "address2": "address2",
        "address3": "address3",
        "postalCode": "postalCode",
        "city": "city",
        "state": "state",
        "countryCode": "GB"
      }
    },
    "narrative": {
      "line1": "STATEMENT",
      "line2": "OPTIONAL"
    }
  },
  "transactionReference": "transaction-ref"
}

Responses

The outcome of your card payout request.

Bodyapplication/vnd.worldpay.payouts-v4+json

outcomestringrequired

Outcome of payouts request

receivedAtstringrequired

A timestamp of receivedAt

_linksobjectrequired

payouts:payoutobject

Your card payout resource.

Response

application/vnd.worldpay.payouts-v4+json

Successful Basic Disbursement

{
  "outcome": "requestReceived",
  "receivedAt": "2025-08-01T10:37:36.923Z",
  "_links": {
    "payouts:payout": {
      "href": "https://try.access.worldpay.com/payouts/{resource}"
    },
    "curies": [
      {
        "name": "payouts",
        "href": "https://try.access.worldpay.com/rels/payouts/{rel}",
        "templated": true
      }
    ]
  }
}

Disburse funds to a payout instrument using fast access

Request

Disburse funds to a payout instrument using fastAccess

Security

BasicAuth

Bodyapplication/vnd.worldpay.payouts-v4+json

instructionobjectrequired

An object that contains all the information related to your payout request.

narrativeobjectrequired

An object that contains identification and further details of the merchant.

payoutInstrumentobjectrequired

An object that contains your customer's payout type.

valueobjectrequired

An object that contains payout amount and currency.

merchantobjectrequired

An object that contains information about the merchant.

entitystring[ 1 .. 32 ] characters^([A-Za-z0-9]+[A-Za-z0-9 ]*)?$required

Direct your payment to assist with billing, reporting and reconciliation. This is mandatory for authentication and queries.

Example: "default"

transactionReferencestring[ 1 .. 64 ] characters^[-A-Za-z0-9_!@#$%()*=.:;?\[\]{}~`/+]*$required

A unique reference generated by you, used to identify a payout throughout its lifecycle.

application/vnd.worldpay.payouts-v4+json

Successful issuing of a disbursal request

{
  "merchant": {
    "entity": "default"
  },
  "instruction": {
    "value": {
      "amount": 300,
      "currency": "GBP"
    },
    "payoutInstrument": {
      "type": "card/plain",
      "cardHolderName": "Sherlock Holmes",
      "cardExpiryDate": {
        "month": 1,
        "year": 2025
      },
      "cardNumber": "4444333322221111",
      "billingAddress": {
        "address1": "address1",
        "address2": "address2",
        "address3": "address3",
        "postalCode": "postalCode",
        "city": "city",
        "state": "state",
        "countryCode": "GB"
      }
    },
    "narrative": {
      "line1": "STATEMENT",
      "line2": "OPTIONAL"
    }
  },
  "transactionReference": "transaction-ref"
}

Responses

The outcome of your Fast Access card payout request.

Bodyapplication/vnd.worldpay.payouts-v4+json

outcomestringrequired

Outcome of payouts request

Enum Value	Description
requested	We have received your Fast Access disbursement. Retrieve the payout later to confirm status.
pending	We have sent your Fast Access disbursement request to Visa Direct/Mastercard Send. If there are no updates within 48 hours then this moves to an error outcome.
approved	Visa/Mastercard has approved your request and the funds are allocated within 30 minutes if the issuer is Fast Access enabled. If not, standard timescales apply.
disbursed	The transaction is reconciled with Visa/Mastercard’s daily reporting.
refused	Your Fast Access disbursement request is refused. The card issuer declines the disbursement Visa/Mastercard declines your request because the issuing bank is not responding Disbursements are not allowed in the requested country
error	There is no response from Visa/Mastercard within 48 hours or Visa/Mastercard returns an error confirming the request has failed
requestReceived	We have received your Fast Access disbursement request, but the card does not support Fast Access.

receivedAtstringrequired

A timestamp of when the payout request was received

_linksobjectrequired

payouts:payoutobject

Your card payout resource.

Response

application/vnd.worldpay.payouts-v4+json

Successful issuing of a disbursal request

{
  "outcome": "pending",
  "receivedAt": "2025-08-01T10:37:36.923Z",
  "_links": {
    "payouts:payout": {
      "href": "https://try.access.worldpay.com/payouts/{resource}"
    },
    "curies": [
      {
        "name": "payouts",
        "href": "https://try.access.worldpay.com/rels/payouts/{rel}",
        "templated": true
      }
    ]
  }
}

Payouts - Card (4)

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Payouts - Card (4)

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