Mobile Wallets

A secure and easy way for your customers to pay. Integrate Apple Pay and Google Pay into your business.

Why offer mobile wallets?

Fast-track your customer to the payment without requiring an account/registration
Mobile wallets providers share billing & shipping address
Low PCI requirements
SCA (Strong Customer Authentication) compliant - built-in two-factor authentication
Access Worldpay decrypts - simpler integration with the mobile wallet providers

Capabilities

Take a payment - Worldpay decrypts	Payout to a wallet - Worldpay decrypts
Integrate with your mobile wallet provider: Apple Pay and Google Pay Integrate with our Payments API - use the encrypted payload in a request to our one-time endpoint: payments:authorize	Integrate with your mobile wallet provider: Apple Pay and Google Pay Integrate with our Payments API - use our `payments:cardOnFileAuthorize` endpoint with your encrypted payload You receive a `tokens:token` in your response Integrate with our Payouts API - use your token to make a payout with `payoutInstrument` `"type": "card/tokenized"`

Note

Payouts to a wallet is currently only supported for Visa and Mastercard branded payouts.

Integration options

There are two ways to integrate with a wallet. We can handle the encryption of the payload on your behalf for a simplified integration. Alternatively, you can send the decrypted payload yourself:

Worldpay decrypts

Take a payment
Payout to a wallet

You decrypt

Create a payment/payout with a decrypted payload