Payments API - sequence diagrams

Below are some common flows when using the Payments API.

Guest card payment
FraudSight
3DS
SCA exemptions
Storing credentials for future CIT - Worldpay and Network Tokens
Storing credentials for future MIT - Worldpay and Network Tokens

For greater control of the payment flow, view the sequence diagrams for our Modular APIs.

Diagrams: Guest Card Payment

A basic card payment with no additional features such as 3DS or FraudSight enabled.

Diagrams: FraudSight

Card payment with FraudSight enabled that results in a highRisk assessment outcome that stops the payment.

Diagrams: 3DS

Card payment with 3DS authentication enabled, resulting in a frictionless issuer response.

Diagrams: SCA Exemptions

Exemption granted with a placement of authorization and is honored by the issuer (payment authorized)

Diagrams: Storing credentials for future CIT

Setup a customerAgreement to store credentials for future CIT payments. Create a Worldpay Token in order to store the credentials. For SCA or 3DS mandated countries 3DS authentication should also take place.

Diagrams: Storing credentials for future MIT

Setup a customerAgreement to store credentials for future MIT payments. Create a Worldpay Token in order to store the credentials. For SCA or 3DS mandated countries 3DS authentication should also take place and have the challenge.preference set to challengeMandated.