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Last Updated: 01 October 2025 | Change Log

Pilot

If you are interested in piloting Pix, please contact your Relationship Manager.

Pix

Pix is a Brazilian instant payment method developed by the Central Bank of Brazil, enabling fast, secure, and cost-effective transactions.

Note

Make yourself familiar with our API principles to ensure a resilient integration.

Product overview

Pix flow overview

Pix is a payment method that allows your customers to make 24/7 transfers via QR code or unique emv code.

For gambling payments, you must provide identity documents for CPF validation. This includes names and identity documents information.

Feature summary

Payment typeCountryAcceptance currencyRecurringReversalsPartial reversalsDisputes
Bank TransferBrasilBRL❌
  • Refund - yes
  • Cancel- No
  • Partial refund - yes
  • Partial cancel- No
❌

When requesting a refund it is mandatory to provide the reason code.

  • Minimum transaction value: 0,01 BRL
  • Maximum transaction value: 50.000,00 BRL

Customer journey

QR code:

EMV code:

Get started

Get started using our API reference and set your headers.

Request

POST https://try.access.worldpay.com/apmPayments

Example request

application/json
{
  "transactionReference": "Memory265-13/08/1876",
  "merchant": {
    "entity": "default"
  },
  "instruction": {
    "method": "pix",
    "expiryIn": 1200,
    "value": {
      "amount": 250,
      "currency": "BRL"
    },
    "narrative": {
      "line1": "MindPalace"
    },
    "paymentInstrument": {
      "type": "direct",
      "country": "BR"
    },
    "customer": {
      "lastName": "James",
      "firstName": "Moriarty",
      "identityDocuments": {
        "reference": "12345678901",
        "type": "CPF"
      }
    }
  }
}

Parameters

transactionReferencestring[ 1 .. 64 ] characters^[a-zA-Z0-9\-_/!@#$%()*=.:;?\[\]{}~+]*$required
merchantobject(MerchantV2)required
merchant.​entitystring[ 3 .. 32 ] characters^([a-zA-Z0-9\- ]*)$required

Used to route the request in Access Worldpay, created as part of on-boarding.

Example: "default"
instructionobject(InstructionV2)required

Object that contains the payment type and details.

instruction.​methodstringrequired

Type of payment method

Value"ach"
Discriminator
instruction.​valueobject(Value)required

The value of the payment.

instruction.​value.​amountinteger(int64)[ 1 .. 2147483647 ]required

The amount in the lowest denomination of the currency e.g. pennies for GBP, cents for USD.

Example: 12
instruction.​value.​currencystringrequired
Enum"AED""AFN""ANG""AOA""ARS""AUD""AWG""AZN""BAM""BBD"
instruction.​narrativeobject(NarrativeBase)required
instruction.​narrative.​line1string[ 1 .. 24 ] characters^[a-zA-Z0-9-., ]*$required

The description shown on your customer's bank statement for the payment.

Example: "MindPalace"
instruction.​paymentInstrumentobject(AchEftPaymentInstrumentV2)required
instruction.​paymentInstrument.​typestringrequired

The type of instrument.

Value"direct"
instruction.​paymentInstrument.​accountTypestringrequired

Account type.

Enum"checking""savings""corporate""corporateSavings"
Example: "checking"
instruction.​paymentInstrument.​accountNumberstring[ 1 .. 17 ] characters^[0-9]*$required

Account number of direct debit account.

Example: "123456789"
instruction.​paymentInstrument.​routingNumberstring= 9 characters^[0-9]*$required

Routing number of direct debit account.

Example: "123456789"
instruction.​paymentInstrument.​checkNumberstring[ 1 .. 15 ] characters^[0-9]*$

Check number of the direct debit account.

Example: "123456789"
instruction.​paymentInstrument.​companyNamestring[ 1 .. 40 ] characters^[0-9]*$

Company name if a corporate account.

Example: "123456789"
instruction.​paymentInstrument.​billingAddressobject(AchEftBillingAddress)required
instruction.​paymentInstrument.​billingAddress.​address1string[ 1 .. 80 ] characters
instruction.​paymentInstrument.​billingAddress.​address2string[ 1 .. 80 ] characters
instruction.​paymentInstrument.​billingAddress.​address3string[ 1 .. 80 ] characters
instruction.​paymentInstrument.​billingAddress.​citystring[ 1 .. 50 ] characters

City.

instruction.​paymentInstrument.​billingAddress.​countryCodestring
Enum"AD""AE""AF""AG""AI""AL""AM""AN""AO""AQ"
instruction.​paymentInstrument.​billingAddress.​postalCodestring[ 1 .. 15 ] characters

Postal code.

instruction.​paymentInstrument.​billingAddress.​statestring[ 1 .. 30 ] characters

State code of the billing address in ISO 3166-2 format.

Example: "US-OH"
instruction.​customerobject(CustomerDetailsAch)required
instruction.​customer.​firstNamestring[ 1 .. 22 ] charactersrequired

Your customer's first name.

instruction.​customer.​lastNamestring[ 1 .. 22 ] charactersrequired

Your customer's last name.

instruction.​customer.​customerIdstring<= 15 characters^[a-zA-Z0-9]*$

Your unique reference for the customer so that the 'pay faster next time' function can be used during checkout. This allows the shoppers chosen bank to be stored for their next payment.

Example: "44528abcd"
instruction.​customer.​emailstring

The customer's e-mail address.

Example: "customer@worldpay.com"

Response

Successful request response

  • an HTTP code 201
  • a paymentId which is unique to the payment - we recommend storing the "id", as you can use it to manage the payment later
  • a redirect to redirect your customer to the APM provider to complete the payment
  • a transactionCode to complete the payment via unique EMV code
  • a link to query the payment status
  • an object which will give flow information such as method (e.g. pix) and type (direct)
  • a commandId generated by us identifying a single merchant interaction (e.g. cmdYNdIHBPJwbkjLiykzTx0)
Note

The response for PIX in TRY does not contain the QR code and the transaction code. In TRY, the payment can be authorised by accessing the redirect URL.

Example response

{
  "paymentInstrument": {
    "method": "pix",
    "type": "direct"
  },
  "paymentId": "eyJrIjoiYXBtLXNlcnZpY2UtJHtzcHJpbmcucHJvZmlsZXMuYWN0aXZlfSIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.BnnxxcMle38OazhwbF8J+4rtJi8CAq:Y3zUOn1dw6VWfvx:PHL5L0S+5ara5vz6ouV5yBmVUQCiSwQjs+1x5qJIJxAKWMWc2Mlb1doricEYlzsZIRIGCflvnYu1Ns8g1S0+66n6wCELiB9OHfX7cdN8MbBQB9vAYY5mA9Nq7wGjDWpyzMQlvDbyPmj8n3JAiTQW8Eq5Lj6LFzcEh8YV9gCZBzLZbEeWUoPvb2T9Qf55NxtdjYFiEp3rMOHqwYKWa1TJnWx7:xasdm:Pw6YUNDd54rfT6hMMjSKiEe6HkFm9OABSOmQQkCNB2I+LQDvl0dkMgT:LWHf7rure13T5C:wQ6sGi9VYvEB5k55y2sensiXY0Yl+:o+DhIRXOVuFuo+ARMtBeZHQd:UvEu:Hn4G9xGyOnhtYhmEettFU39blHd8:YTicoyChKkMubbmwZVm3Ep4DHaGaITF1cpZDOi7Q==",
  "lastEvent": "pending",
  "_links": {
    "self": {
      "href": "https://access.worldpay.com/eyJrIjoiYXBtLXNlcnZpY2UtJHtzcHJpbmcucHJvZmlsZXMuYWN0aXZlfSIsImxpbmtWZXJzaW9uIjoiNi4wLjAifQ==.BnnxxcMle38OazhwbF8J+4rtJi8CAq:Y3zUOn1dw6VWfvx:PHL5L0S+5ara5vz6ouV5yBmVUQCiSwQjs+1x5qJIJxAKWMWc2Mlb1doricEYlzsZIRIGCflvnYu1Ns8g1S0+66n6wCELiB9OHfX7cdN8MbBQB9vAYY5mA9Nq7wGjDWpyzMQlvDbyPmj8n3JAiTQW8Eq5Lj6LFzcEh8YV9gCZBzLZbEeWUoPvb2T9Qf55NxtdjYFiEp3rMOHqwYKWa1TJnWx7:xasdm:Pw6YUNDd54rfT6hMMjSKiEe6HkFm9OABSOmQQkCNB2I+LQDvl0dkMgT:LWHf7rure13T5C:wQ6sGi9VYvEB5k55y2sensiXY0Yl+:o+DhIRXOVuFuo+ARMtBeZHQd:UvEu:Hn4G9xGyOnhtYhmEettFU39blHd8:YTicoyChKkMubbmwZVm3Ep4DHaGaITF1cpZDOi7Q=="
    }
  },
  "_actions": {},
  "redirect": "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",
  "commandId": "cmdfD7kJPxS4EiQhq3zCFcny0",
  "transactionCode": "00020101021226930014br.gov.bcb.pix2571qrcode-h.pix.celcoin.com.br/pixqrcode/v2/4657b05124fdc0451ce94a2be36c345204000053039865802BR5907MENSA026014Belo Horizonte62070503***6304CC16"
}

Errors

Check out our API reference for the full error code schema.

Next steps

Manage your Pix payment