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Last Updated: 28 August 2025 | Change Log

Account payouts event webhooks

Receive status updates from us by setting up a webhook.

Important

We send the below events for account payouts only. Please see card/APM event documentation for other services.

How do webhooks work?

After you have submitted the payment and the status is "Accepted", the payment is sent to the respective downstream bank. The time required to complete this process is dependent on the payout partner and the route chosen. The final response is therefore an asynchronous webhook.

We can send a call to your website as an HTTPS POST. This is to notify you of a successful, reversed or returned payout/debit, as well as successful credits to your account.

You must respond with a "success" message or we will repost the same webhook.

Configuration

Configure your system to receive asynchronous webhooks advising you of the payout status.

  1. Specify your webhook endpoint

    Contact your Implementation Manager to add your webhook URL.

  1. Whitelist our IP addresses

    To ensure you receive webhooks, you must whitelist the following IP ranges based on your environment:

    Try Environment

    • 195.35.90.128/25 → IP range: 195.35.90.129 to 195.35.90.253
    • 195.35.91.128/25 → IP range: 195.35.91.129 to 195.35.91.253

    Live Environment

    • 195.35.90.0/25 → IP range: 195.35.90.1 to 195.35.90.126
    • 195.35.91.0/25 → IP range: 195.35.91.1 to 195.35.91.126

  1. Optionally enable mutual TLS (mTLS)

    You may configure your web server to require mTLS for added security.

    • we attach a client certificate to every webhook by default
    • mTLS is server-driven, so it is up to you to enable and enforce it

  1. Trust Worldpay's client certificate

    We use a client certificate issued by a publicly trusted Certificate Authority (CA): Sectigo.

    You must trust the following certificate chain:

Worldpay's root certificate
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-----END CERTIFICATE-----
-----BEGIN CERTIFICATE-----
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-----END CERTIFICATE-----

Our client certificate is renewed periodically to maintain security best practices. For this reason:

  • Do not pin the certificate to a specific version or fingerprint. Pinning can cause disruptions when certificates are updated or rotated.

  • Instead, implement validation based on trusted attributes that remain consistent across renewals:

    • Subject Common Name (CN): Ensure the certificate's CN is webhooks.worldpay.com.
    • Issuer: Confirm the certificate is issued by Sectigo, a publicly trusted Certificate Authority.

By validating these attributes, your server can securely accept webhooks from us without being tightly coupled to a specific certificate instance.

Supported event webhooks

Success

You receive this when we have sent the payout successfully to the downstream payout partner and they are now processing the request. The payout has successfully passed our validation checks and you have been debited the funds needed to complete the transfer.

This webhook doesn't confirm that funds have been settled to the beneficiary bank account.

Field nameDescriptionData type/format
originalPaymentInfo.payoutRequestIDUnique reference associated with a payout.AN
originalPaymentInfo.entityUnique ID given to you during the onboarding process. This is the entity the funds are debited from.AN
originalPaymentInfo.idempotencyKeyUnique reference for the request.String
originalPaymentInfo.transactionReferenceMerchant's unique reference for the payout request.AN
originalPaymentInfo.narrativeReference that may appear on the payee statement.String
originalPaymentInfo.countryCodeCountry of the payout destination.A
originalPaymentInfo.sourceCurrencyCurrency for the remitter account.A
originalPaymentInfo.sourceAmountAmount being sent by the remitter.N
originalPaymentInfo.targetCurrencyCurrency for the payee's account.A
originalPaymentInfo.targetAmountAmount being received by the payee.N
originalPaymentInfo.paymentStateThe current status of the payout.String
originalPaymentInfo.channel - Coming soonPreferable channel for the payout. This is the value sent in the original payout request.String
originalPaymentInfo.routedChannel - Coming soonThe channel that was selected to make the payout.String
paymentResult.beneficiaryData.payoutInstrumentReferenceA reference of the payoutInstrument created by you. This field holds the beneficiary bank details.String
paymentResult.beneficiaryData.accountNumberPayee bank account number. Either account number or IBAN must be provided.String
paymentResult.beneficiaryData.ibanPayee IBAN. Either account number or IBAN must be provided.AN
paymentResult.beneficiaryData.payeeName of the payee.AN
paymentResult.statementData.accountNumberPayee account number.String
paymentResult.statementData.partyReferenceYour reference for this party.String
paymentResult.statementData.transferTypeType of the transaction used to filter out statement's entries.String
paymentResult.statementData.timestampPosting date of the specific statement item.DateTime in UTC format
paymentResult.statementData.rateRate applied for FX conversion.Number (Decimal)
paymentResult.statementData.statementNumberStatement number.Number (Integer)
paymentResult.estimatedSettlementDateThe estimated date for which the beneficiary should expect to receive their funds.Date (YYYY-MM-DD)

Example webhook success:

{
  "PaymentOutNotification": {
    "paymentDetails": {
      "originalPaymentInfo": {
        "payoutRequestID": "PZBKQKQT",
        "entity": "Titan",
        "idempotencyKey": "hsKPmmGYuD4QtJx",
        "transactionReference": "Test ref1234",
        "narrative": "Ref:9745",
        "countryCode": "GB",
        "sourceCurrency": "EUR",
        "sourceAmount": "0.00",
        "targetCurrency": "USD",
        "targetAmount": "10.00",
        "paymentState": "COMPLETED",
        "channel": "WIRE",
        "routedChannel": "WIRE"
      },
      "paymentResult": {
        "beneficiaryData": {
          "payoutInstrumentReference": "Valid PI Ref",
          "accountNumber": "",
          "iban": "GB33BUKB20201555555555",
          "payee": "John DoeB"
        },
        "statementData": {
          "accountNumber": "0018120000001001",
          "partyReference": "Driver_Bond",
          "transferType": "BANKOUT",
          "timestamp": "2025-03-25T10:23:03",
          "rate": "1.08708",
          "statementNumber": "14"
        },
        "estimatedSettlementDate": "2025-03-25"
      }
    }
  }
}
Important

Please note that the transferType value might be different depending on your country location. To get more information please contact your Relationship Manager.

Your response

Field nameDescriptionData type/format
PaymentOutNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PaymentOutNotificationResponse": {
		"PaymentOutNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Reversal

It's possible for a payment to fail for a number of reasons outside of our control. There are two types of failures. This webhook is sent when the downstream payout partner or the validation rules have rejected the payout. This webhook also confirms the credit back to your account.

Reversal

The payout was rejected by:

  • us due to an issue with routing the payment via one of our banks (for example, invalid bank data or no route available)
  • our partner bank (for example, invalid bank data)

Return

The payout was accepted by our system and our partner bank, but was rejected by the beneficiary bank (for example, account doesn't exist or account is closed). The PAYOUT_RETURN is returned by the same settlement route, which means it can be returned many days later.

Both of these failures result in your Worldpay account being credited.

Field nameDescriptionData type/format
originalPaymentInfo.payoutRequestIDUnique reference associated with a payout.AN
originalPaymentInfo.entityUnique entity given during the onboarding process. This is the entity the funds are debited from.AN
originalPaymentInfo.idempotencyKeyUnique reference for the request.String
originalPaymentInfo.transactionReferenceMerchant's unique reference for the payout request.AN
originalPaymentInfo.narrativeReference that may appear on the payee statement.String
originalPaymentInfo.countryCodeCountry of payout destinationA
originalPaymentInfo.sourceCurrencyCurrency for the remitter account.A
originalPaymentInfo.sourceAmountAmount being sent by the remitter.N
originalPaymentInfo.targetCurrencyCurrency for the payee's account.A
originalPaymentInfo.targetAmountAmount being received by the payee.N
originalPaymentInfo.channel - Coming soonPreferable channel for the payment. This is the value sent in the original payout request.String
originalPaymentInfo.routedChannel - Coming soonThe channel that was selected to make the payout. We only send this for returns. The value is blank for reversals.String
originalPaymentInfo.paymentStateThe current status of the payout.String
paymentResult.beneficiaryData.payoutInstrumentReferenceA reference of the payoutInstrument created by you. This field holds the beneficiary bank details.String
paymentResult.beneficiaryData.accountNumberPayee bank account number. Either account number or IBAN must be provided.String
paymentResult.beneficiaryData.ibanPayee IBAN. Either account number or IBAN must e provided.AN
paymentResult.beneficiaryData.payeeName of the payee.AN
credit.merchantAccountNumberYour account number. The first 6 characters indicate your entity (domain ID). The rest determines the specific account number.String
credit.partyReferenceYour reference for this party.String
credit.itemNumberYour statement number.N
credit.statementIdYour statement ID.String (AN)
credit.timestampPosting date of the specific statement item.DateTime in UTC format
credit.creditCurrencyCurrency for your Credit AccountA
credit.creditAmountAmount to be credited to you.N
credit.rateRate applied for FX conversion.Number (Decimal)
credit.transferTypeTransfer Type.String
debit.merchantAccountNumberPayee account number. The first 6 characters indicate your entity (domain ID). The rest determines the specific account number.String
debit.partyReferenceYour reference for this party.String
debit.itemNumberPayee statement number.N
debit.statementIdPayee statement ID.String (AN)
debit.timestampPosting date of the specific statement item.DateTime in UTC format
debit.debitCurrencyCurrency for the payee debit accountA
debit.debitAmountAmount to be debited from the payee account.N
debit.rateRate applied for FX conversion.Number (Decimal)
debit.transferTypeTransfer Type.String

Example webhook reversal

{
  "PaymentOutReversalNotification": {
    "reversalInfo": {
      "originalPaymentInfo": {
        "payoutRequestID": "PZBKQKQT",
        "entity": "Titan",
        "idempotencyKey": "hsKPmmGYuD4QtJx",
        "transactionReference": "Test ref1234",
        "narrative": "Ref:9745",
        "countryCode": "GB",
        "sourceCurrency": "EUR",
        "sourceAmount": "0.00",
        "targetCurrency": "USD",
        "targetAmount": "10.00",
        "paymentState": "REVERSED",
        "channel": "WIRE",
        "routedChannel": "WIRE"
      },
      "beneficiaryData": {
        "payoutInstrumentReference": "Valid PI Ref",
        "accountNumber": "",
        "iban": "GB33BUKB20201555555555",
        "payee": "John DoeB"
      },
      "credit": {
        "merchantAccountNumber": "0018120000001001",
        "partyReference": "Driver_Bond",
        "itemNumber": "15",
        "statementId": "7b6aa0f4-d87e-ee11-b58d-0050569b3804",
        "timestamp": "2025-03-25T12:51:40",
        "creditCurrency": "EUR",
        "creditAmount": "9.20",
        "rate": "",
        "transferType": "PAYOUT REVERSAL",
        "reversalReason": "Return of original statement entry #14. PAYOUT RETURNED: Account closed.John DoeB"
      },
      "debit": {
        "merchantAccountNumber": "0018120000001001",
        "partyReference": "Driver_Bond",
        "itemNumber": "14",
        "statementId": "b75fd3a5-d87e-ee11-b58d-0050569b3804",
        "timestamp": "2025-03-25T10:23:03",
        "debitCurrency": "EUR",
        "debitAmount": "10.00",
        "rate": "1.08708",
        "transferType": "BANKOUT"
      }
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentOutReversalNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PaymentOutReversalNotificationResponse": {
		"PaymentOutReversalNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Liquidity

This webhook is sent to advise that you have received the funds. This is applicable for customer funding as well as acquirer settlements.

Field nameDescriptionData type/format
originalPaymentInfo.narrativeReference that may appear on the statement.AN
originalPaymentInfo.bankCurrencyCurrency of the Pay-In bank account.AN
originalPaymentInfo.bankAmountAmount debited from the remitter's account.N
originalPaymentInfo.targetCurrencyCurrency in which the funds are deposited to.AN
originalPaymentInfo.targetAmountAmount of the deposited funds.N
originalPaymentInfo.countryCodeCountry of the Pay-In destination.A
originalPaymentInfo.statementDescriptionDescription of the Pay-In item on the statement.A
statementData.accountNumberAccount Number of the deposit account.String
statementData.transferTypeType of the transaction used to filter out statement entries.String
statementData.timestampPosting date of the specific statement item.DateTime in UTC format
statementData.rateRate applied for FX conversion.Number (Decimal)
statementData.statementNumberStatement number for the deposit.Number (Integer)

Example webhook liquidity

{
  "PaymentNotification": {
    "paymentDetails": {
      "originalPaymentInfo": {
        "narrative": "",
        "bankCurrency": "NZD",
        "bankAmount": "2.00",
        "targetCurrency": "GBP",
        "targetAmount": "0.92",
        "countryCode": "NZ",
        "statementDescription": "/EVTGBLIQFUND123576/NZD2,00/MREF/P/R/"
      },
      "statementData": {
        "accountNumber": "0005400000001050",
        "transferType": "LIQUIDITY",
        "timestamp": "2025-03-04T09:01:39",
        "rate": "0.46134",
        "statementNumber": "68288"
      }
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PaymentNotificationResponse": {
		"PaymentNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Insufficient liquidity

Coming Soon

When you make payouts from an account without sufficient funds, the account goes into arrears. These payouts, and all future payouts made from this account, are going into a hold state. Once the account has been credited with sufficient funds those payouts are released. If the account remains in arrears for 14 days, these payouts are automatically reversed.

Once an account falls into arrears, you receive the following notification.

Field nameDescriptionData type/format
accountData.accountNumberPayee account number.String
accountData.timeStampPosting date of the specific statement item.DateTime in UTC format
accountData.partyReferenceYour reference for this party.String
accountData.accountCurrencyCurrency for the remitter account.A

Example webhook released

{
  "HoldInsufficientLiquidityNotification": {
    "accountData": {
        "accountNumber": "0018120000001001",
        "timeStamp": "2025-03-25T10:23:03",
        "partyReference": "[]",
        "accountCurrency": "EUR"
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"HoldInsufficientLiquidityNotification": {
		"HoldInsufficientLiquidityNotification":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Low balance

Coming Soon

You can set an amount threshold on each account. Once an account falls below that threshold you receive a lowBalanceNotification.

You must contact your Implementation Manager, to set or amend a threshold amount.

Field nameDescriptionData type/format
accountData.accountNumberPayee account number.String
accountData.timeStampPosting date of the specific statement item.DateTime in UTC format
accountData.partyReferenceYour reference for this party.String
accountData.accountCurrencyCurrency for the remitter account.A
accountData.thresholdAmountThe balance that, when breached, triggers an account alert notification.N

Example webhook released

{
  "LowBalanceNotification": {
    "accountData": {
        "accountNumber": "0018120000001001",
        "timeStamp": "2025-03-25T10:23:03",
        "partyReference": "[]",
        "accountCurrency": "EUR",
        "thresholdAmount": "10000.00"
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"LowBalanceNotification": {
		"LowBalanceNotification":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Pay-In

This webhook is sent to advise that you have received the funds from your customer.

Field nameDescriptionData type/format
originalPaymentInfo.narrativeReference that may appear on the statement.AN
originalPaymentInfo.bankCurrencyCurrency of the Pay-In bank account.AN
originalPaymentInfo.bankAmountAmount debited from the remitter's account.N
originalPaymentInfo.targetCurrencyCurrency in which the funds are deposited to.AN
originalPaymentInfo.targetAmountAmount of the deposited funds.N
originalPaymentInfo.countryCodeCountry of the Pay-In destination.A
originalPaymentInfo.statementDescriptionDescription of the Pay-In item on the statement.A
statementData.accountNumberAccount Number of the deposit account.String
statementData.transferTypeType of the transaction used to filter out statement entries.String
statementData.timestampPosting date of the specific statement item.DateTime in UTC format
statementData.rateRate applied for FX conversion.Number (Decimal)
statementData.statementNumberStatement number for the deposit.Number (Integer)

Example webhook Pay-In

{
  "PaymentNotification": {
    "paymentDetails": {
      "originalPaymentInfo": {
        "narrative": "EVTGB1234567",
        "bankCurrency": "NZD",
        "bankAmount": "2.00",
        "targetCurrency": "GBP",
        "targetAmount": "0.92",
        "countryCode": "NZ",
        "statementDescription": "/EVTGB1234567/NZD2,00/MREF/P/R/BI/"
      },
      "statementData": {
        "accountNumber": "0000550000000005",
        "transferType": "PAYIN",
        "timestamp": "2025-02-28T08:50:39",
        "rate": "0.46134",
        "statementNumber": "1980"
      }
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters.Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PaymentNotificationResponse": {
		"PaymentNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Payout in review

Coming Soon

This notification is sent to advise that your payout is currently under review as part of our standard compliance procedures. No action is required from you at this time. We will notify you separately once the review is complete or if we require any further information from you.

Field nameDescriptionData type/format
originalPaymentInfo.payoutRequestIDUnique reference associated with a payout.AN
originalPaymentInfo.entityUnique entity given during the onboarding process. This is the entity the funds are debited from.AN
originalPaymentInfo.idempotencyKeyUnique reference for the request.String
originalPaymentInfo.transactionReferenceMerchant's unique reference for the payout request.AN
originalPaymentInfo.narrativeReference that may appear on the payee statement.String
originalPaymentInfo.countryCodeCountry of payout destinationA
originalPaymentInfo.sourceCurrencyCurrency for the remitter account.A
originalPaymentInfo.sourceAmountAmount being sent by the remitter.N
originalPaymentInfo.targetCurrencyCurrency for the payee's account.A
originalPaymentInfo.targetAmountAmount being received by the payee.N
originalPaymentInfo.paymentStateThe current status of the payout.String
paymentResult.beneficiaryData.payoutInstrumentReferenceA reference of the payoutInstrument created by you. This field holds the beneficiary bank details.String
paymentResult.beneficiaryData.accountNumberPayee bank account number. Either account number or IBAN must be provided.String
paymentResult.beneficiaryData.ibanPayee IBAN. Either account number or IBAN must e provided.AN
paymentResult.beneficiaryData.payeeName of the payee.AN

Example webhook Payout in Review

{
  "PayoutInReviewNotification": {
    "paymentDetails": {
      "originalPaymentInfo": {
        "payoutRequestID": "PZBKQKQT",
        "entity": "Titan",
        "idempotencyKey": "hsKPmmGYuD4QtJx",
        "transactionReference": "Test ref1234",
        "narrative": "Ref:9745",
        "countryCode": "GB",
        "sourceCurrency": "EUR",
        "sourceAmount": "0.00",
        "targetCurrency": "USD",
        "targetAmount": "10.00",
        "paymentState": "IN_REVIEW"
      },
      "paymentResult": {
        "beneficiaryData": {
          "payoutInstrumentReference": "Valid PI Ref",
          "accountNumber": "",
          "iban": "GB33BUKB20201555555555",
          "payee": "John DoeB"
        }
      }
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PayoutInReviewNotification": {
		"PayoutInReviewNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Payout RFI in progress

This notification is sent to advise that your payout is currently on hold pending the completion of our standard compliance review. We require additional information from you and will be in touch with the specific details needed. Please respond at your earliest convenience to help us resolve this as quickly as possible.

Field nameDescriptionData type/format
originalPaymentInfo.payoutRequestIDUnique reference associated with a payout.AN
originalPaymentInfo.entityUnique entity given during the onboarding process. This is the entity the funds are debited from.AN
originalPaymentInfo.idempotencyKeyUnique reference for the request.String
originalPaymentInfo.transactionReferenceMerchant's unique reference for the payout request.AN
originalPaymentInfo.narrativeReference that may appear on the payee statement.String
originalPaymentInfo.countryCodeCountry of payout destinationA
originalPaymentInfo.sourceCurrencyCurrency for the remitter account.A
originalPaymentInfo.sourceAmountAmount being sent by the remitter.N
originalPaymentInfo.targetCurrencyCurrency for the payee's account.A
originalPaymentInfo.targetAmountAmount being received by the payee.N
originalPaymentInfo.paymentStateThe current status of the payout.String
paymentResult.beneficiaryData.payoutInstrumentReferenceA reference of the payoutInstrument created by you. This field holds the beneficiary bank details.String
paymentResult.beneficiaryData.accountNumberPayee bank account number. Either account number or IBAN must be provided.String
paymentResult.beneficiaryData.ibanPayee IBAN. Either account number or IBAN must e provided.AN
paymentResult.beneficiaryData.payeeName of the payee.AN

Example webhook RFI in progress

{
  "PayoutRequestForInformationNotification": {
    "paymentDetails": {
      "originalPaymentInfo": {
        "payoutRequestID": "PZBKQKQT",
        "entity": "Titan",
        "idempotencyKey": "hsKPmmGYuD4QtJx",
        "transactionReference": "Test ref1234",
        "narrative": "Ref:9745",
        "countryCode": "GB",
        "sourceCurrency": "EUR",
        "sourceAmount": "0.00",
        "targetCurrency": "USD",
        "targetAmount": "10.00",
        "paymentState": "RFI_IN_PROGRESS"
      },
      "paymentResult": {
        "beneficiaryData": {
          "payoutInstrumentReference": "Valid PI Ref",
          "accountNumber": "",
          "iban": "GB33BUKB20201555555555",
          "payee": "John DoeB"
        }
      }
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PayoutRequestForInformationNotification": {
		"PayoutRequestForInformationNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Payout released

Coming Soon

This notification is sent to advise that your payout is no longer under review and has been released for processing.

Field nameDescriptionData type/format
originalPaymentInfo.payoutRequestIDUnique reference associated with a payout.AN
originalPaymentInfo.entityUnique entity given during the onboarding process. This is the entity the funds are debited from.AN
originalPaymentInfo.idempotencyKeyUnique reference for the request.String
originalPaymentInfo.transactionReferenceMerchant's unique reference for the payout request.AN
originalPaymentInfo.narrativeReference that may appear on the payee statement.String
originalPaymentInfo.countryCodeCountry of payout destinationA
originalPaymentInfo.sourceCurrencyCurrency for the remitter account.A
originalPaymentInfo.sourceAmountAmount being sent by the remitter.N
originalPaymentInfo.targetCurrencyCurrency for the payee's account.A
originalPaymentInfo.targetAmountAmount being received by the payee.N
originalPaymentInfo.paymentStateThe current status of the payout.String
paymentResult.beneficiaryData.payoutInstrumentReferenceA reference of the payoutInstrument created by you. This field holds the beneficiary bank details.String
paymentResult.beneficiaryData.accountNumberPayee bank account number. Either account number or IBAN must be provided.String
paymentResult.beneficiaryData.ibanPayee IBAN. Either account number or IBAN must e provided.AN
paymentResult.beneficiaryData.payeeName of the payee.AN

Example webhook released

{
  "PayoutScreeningReleaseNotification": {
    "paymentDetails": {
      "originalPaymentInfo": {
        "payoutRequestID": "PZBKQKQT",
        "entity": "Titan",
        "idempotencyKey": "hsKPmmGYuD4QtJx",
        "transactionReference": "Test ref1234",
        "narrative": "Ref:9745",
        "countryCode": "GB",
        "sourceCurrency": "EUR",
        "sourceAmount": "0.00",
        "targetCurrency": "USD",
        "targetAmount": "10.00",
        "paymentState": "EXECUTED"
      },
      "paymentResult": {
        "beneficiaryData": {
          "payoutInstrumentReference": "Valid PI Ref",
          "accountNumber": "",
          "iban": "GB33BUKB20201555555555",
          "payee": "John DoeB"
        }
      }
    }
  }
}

Your response

Field nameDescriptionData type/format
PaymentNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String

Example response

{
	"PayoutScreeningReleaseNotification": {
		"PayoutScreeningReleaseNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.

Notifications of Change (NOC) US

NOCs indicate that a beneficiary's bank details have changed, e.g. due to a merger between banks that would update the routing number.

We send NOCs:

  • directly through the API
  • as a CSV report - your Implementation Manager must enable this

API specifications

Field nameDescriptionData type/format
webhookIdUnique reference number for the NOC.GUID
createdDateCreation date of the item.DateTime in UTC format
originalData.companyNameOriginal company name.String
originalData.effectiveDateEffective date.String
originalData.originalTraceNumberOriginal trace number.String
originalData.traceNumberOriginal trace number.String
originalData.originalRDFIIdentificationOriginal RDFIIdentification.String
originalData.individualNameOriginal individual name.String
originalData.originalAccountNumberOriginal account number.String
originalData.originalABARoutingNumberOriginal ABA routing number.String
originalData.originalAccountTypeOriginal account type.String
originalData.NOCReasonCodeNOC reason Code.String
originalData.NOCDescriptionNOC description.String
newData.newIndividualNameNew individual name.String
newData.newAccountNumberNew account number.String
newData.newABARoutingNumberNew ABA routing number.String
newData.newAccountTypeNew account type.String

Example NOC US

{
    "notificationId": "550e8400-e29b-41d4-a716-446655440000",
    "createdDate": "05/04/2025 14:48:00",
    "originalData": {
        "companyName": "Worldpay",
        "effectiveDate": "04/04/2025 14:48:00",
        "originalTraceNumber": "PO000PVU",
        "traceNumber": "011500120000001",
        "originalRDFIIdentification": "02100008",
        "individualName": "",
        "originalAccountNumber": "65897456321547854",
        "originalABARoutingNumber": "02100008",
        "originalAccountType": "Checking credit",
        "NOCReasonCode": "C01",
        "NOCDescription": "Incorrect DFI Account Number"
    },
    "newData": {
        "newIndividualName": "",
        "newAccountNumber": "30216589784562103",
        "newABARoutingNumber": "02100008",
        "newAccountType": "Checking credit"
    }
}

Your response

Field nameDescriptionData type/format
NOCNotificationResultString up to 7 characters. Mandatory. Set to SUCCESS or ERROR.String
{
	"NOC_USResponse": {
		"NOCNotificationResult":"SUCCESS"
	}	
}
Important

The only required detail in your response is a 'success' presence.