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3DS2 API - Web

API v3
Last updated January 2023

Verify your customer's identity simply and seamlessly to minimize fraud. Use our strong customer authentication to benefit from liability shift.


Visualize our 3DS API and see the flow of a 3DS authentication.

FlowDiagram
Frictionless
Device datahas been provided and the issuer supports 3DS2. If the order is considered low risk by the issuer a challenge is not required.
3DS2 frictionless
Challenged
If nodevice Datais provided or the issuer only supports 3DS1 (in certain regions) achallengewill need to be performed.
3DS2 challenged

Note: Our 3DS2 offering will fallback to 3DS1 (in certain regions) if not yet supported by the card issuer or the deviceData.collectionReference value is not included in theauthentication request.

Next steps


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