Last Updated: 23 August 2024 | Change Log
Card Validation
Validate your customer's card details before processing them.
The validation does not check if your customer's card details are correct. The validation only checks the format of the entered details.
Get started
- you have added the
AccessCheckoutSDK
to your project as a Cocoapods dependency - you have added an
import AccessCheckoutSDK
at the top of your swift file
The four basic components for this integration are:
- Your AccessCheckoutUITextField's for PAN, expiry date and CVC
- An
AccessCheckoutCardValidationDelegate
is designed to receive events pertaining to validation - An instance of
CardValidationConfig
contains all the information required for the initialization of the validation flow, including references to the view components to enable validation for - An
AccessCheckoutValidationInitialiser
is responsible for initializing the validation flow
Create and reference the UI components
To display your checkout form, you must create your layout first using your storyboard.
Here's an example of how you would reference your UI components using unique identifiers.
import AccessCheckoutSDK class ViewController: UIViewController { @IBOutlet weak var panAccessCheckoutView: AccessCheckoutUITextField! @IBOutlet weak var expiryDateAccessCheckoutView: AccessCheckoutUITextField! @IBOutlet weak var cvcAccessCheckoutView: AccessCheckoutUITextField! ...
Implement the AccessCheckoutCardValidationDelegate
protocol
This ensures you are notified of validation events and card brand changes on customer input.
Here's an example.
extension ViewController: AccessCheckoutCardValidationDelegate { // This event handler is notified when the card brand detected by the SDK has changed func cardBrandChanged(cardBrand: CardBrand?) { // This piece of code updates in the UI a card image displayed in a UIImageView next to the PAN // A cardBrand contains a name and an array of images objects. // Each image object has a URL and a type (either image/png or image/svg+xml) and represents the same brand if let imageUrl = cardBrand?.images.filter({ $0.type == "image/png" }).first?.url, let url = URL(string: imageUrl) { DispatchQueue.global(qos: .userInteractive).async { if let data = try? Data(contentsOf: url) { DispatchQueue.main.async { self.imageView.image = UIImage(data: data) } } } } else { // This occurs when the SDK has not been able to identify the card brand from the PAN entered by the customer self.imageView.image = ... } } // This event handler is notified when the PAN becomes valid or invalid func panValidChanged(isValid: Bool) { // You might want to change the text colour panAccessCheckoutView.textColor = isValid ? nil : UIColor.red if !valid { // You might want to disable a submit button which would normally be clicked on when all fields are valid submitButton.isEnabled = false } } // This event handler is notified when the CVC becomes valid or invalid func cvcValidChanged(isValid: Bool) { // You might want to change the text colour cvcAccessCheckoutView.textColor = isValid ? nil : UIColor.red if !valid { // You might want to disable a submit button which would normally be clicked on when all fields are valid submitButton.isEnabled = false } } // This event handler is notified when the expiry date becomes valid or invalid func expiryDateValidChanged(isValid: Bool) { // You might want to change the text colour expiryDateAccessCheckoutView.textColor = isValid ? nil : UIColor.red if !valid { // You might want to disable a submit button which would normally be clicked on when all fields are valid submitButton.isEnabled = false } } // This event handler is notified when the PAN, expiry date and CVC are all valid func validationSuccess() { // You might want to enable a submit button when all fields are valid submitButton.isEnabled = true } }
Instantiate a CardValidationConfig
and initialize the validation
We highly recommend to do this in the viewDidLoad()
handler of your UIViewController. This is because the AccessCheckoutValidationInitialiser
asynchronously requests a file containing validation configuration.
override func viewDidLoad() { ... let validationConfig = try! CardValidationConfig.builder() .pan(panAccessCheckoutView) .expiryDate(expiryDateAccessCheckoutView) .cvc(cvcAccessCheckoutView) .accessBaseUrl(<ACCESS_BASE_URL>) .validationDelegate(self) .build() AccessCheckoutValidationInitialiser().initialise(validationConfig) }
Placeholder | Descriptions |
---|---|
<ACCESS_BASE_URL> |
|
Card validation rules
The validation logic in the SDK, is based off a set of default rules for any card type. Specific brand rules are fetched from a CardTypes
JSON file, which holds the validation rules and card brand logos for each brand. The icons are available in both SVG
and PNG
.
Validation rules
The table below shows the rules that our SDK uses to validate your customer's card details.
Card Name | BIN Range | PAN Length | CVC Length |
---|---|---|---|
Amex | 34, 37 | 15 | 4 |
Diners | 300-305, 3095, 36, 38, 39 | 14, 16, 19 | 3 |
Discover | 6011, 644 - 649, 65 | 16, 19 | 3 |
JCB | 2131, 1800, 3088 - 3094, 3096 - 3102, 3112 - 3120, 3158 - 3159, 3337 - 3349, 3528 - 3589 | 16, 17, 18, 19 | 3 |
Maestro | 493698, 500000 - 506698, 506779 - 508999, 56 - 59, 63, 67, 6 | 12, 13, 14, 15, 16, 17, 18, 19 | 3 |
MasterCard | 51 - 55, 2221 - 2229, 223 - 229, 23 - 26, 270 - 271, 2720: optimized using 22 - 27 | 16 | 3 |
Visa | 4 | 13, 16, 18, 19 | 3 |
Card brand restriction
The SDK enables you to optionally provide a list of card brands that you support. This means that if you do not support a certain card brand, the SDK notifies your code of an invalid PAN if an unsupported brand is recognized.
By default, the SDK allows cards from any brand. If you do not wish to restrict the card brands that you accept then you do not need to pass any configuration.
Example Configuration
To restrict the card brands that you accept, simply pass in an array of the brands that you do wish to accept when initializing the SDK.
The following validation configuration restricts the SDK to accept only American Express, Visa or Mastercard BIN ranges.
let validationConfig = try! CardValidationConfig.builder() ... .acceptedCardBrands(["visa", "mastercard", "AMEX"]) ... .build()
Currently supported card brands
The SDK is able to recognize the following card brands:
Brand | Code |
---|---|
American Express | "amex" |
Diners | "diners" |
Discover | "discover" |
JCB | "jcb" |
Maestro | "maestro" |
Mastercard | "mastercard" |
Visa | "visa" |
If the SDK does not recognize a PAN as one of the above brands, it will be permitted as long as it meets the usual criteria for a valid PAN.
PAN formatting
The SDK allows PAN formatting as the customer types. This feature is disabled by default.
The PAN is formatted in the following way:
Card Type | Formatting |
---|---|
Visa, Mastercard, JCB, Discover, Diners, Maestro | XXXX XXXX XXXX XXXX |
Amex | XXXX XXXXXX XXXXX |
Enabling PAN formatting
To enable the PAN formatting behavior, simply call the enablePanFormatting
method on the builder.
let validationConfig = try! CardValidationConfig.builder() ... .enablePanFormatting() ... .build()
Create session(s)
Once validation is in place you can request sessions
to implement your payment flow.
Next steps
Create a session to pay with a card or
Create sessions to pay with a card and cvc