# Denmark

## Domestic Payment (same-day)

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
Danish Krone (DKK)
tr
td
code
countryCode
td
DK
tr
td
Earliest Beneficiary Credit
td
same-day
tr
td
Cut-Off Time (UK Time)
td
09:45
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.01
tr
td
Maximum 
code
targetAmount
td
9999999.99
### Submission data

Bank details and personal details are required. Integrate Account Payouts either for:

* a [single payout](/products/account-payouts/v2/openapi) or
* a [batch payout](/products/account-payouts/v2/openapi)


#### Bank details

There are two ways you can submit the bank details to make a payout to an account. Choose between:

1. via IBAN (recommended)


| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.iban` | ✅ | 18 | Beneficiary iban. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |


1. via BBAN


| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.beneficiaryAccountNumber` | ✅ | 10 | Beneficiary bank account number. |
| `bankDetails.bankCode` | ✅ | 4 | Beneficiary bank code.Made up of the bank code and branch code. The first two digits are the bank code with the last four being the branch code. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |


 You can find additional information on the differences between IBAN and BBAN payments in our [coverage](/products/account-payouts/v2/coverage#iban-vs-bban) page. 

#### Personal Details

Submit these details along the bank details:

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.Available values:`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `"parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateOfBirth` | ❌ | 10 | Beneficiary's date of birth/incorporation in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | Conditional | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.  Mandatory if any of the optional Beneficiary address details are provided. Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## Domestic Payment (Nemkonto)

### Overview

Citizens and companies in Denmark are encouraged to assign a bank account as their NemKonto account which can be used to receive payments from public institutions or private companies. This helps to save time and money for citizens when receiving payments such as tax refunds, pensions, child subsidies, unemployment benefit, housing support or social welfare payments.

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
Danish Krone (DKK)
tr
td
code
countryCode
td
DK
tr
td
Earliest Beneficiary Credit
td
same-day
tr
td
Cut-Off Time (UK Time)
td
09:45
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.01
tr
td
Maximum 
code
targetAmount
td
9999999.99
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.beneficiaryAccountNumber` | ✅ | 11/13 | Beneficiary's CPR or CVR.**There are two options available:**`If CPR number, quote NKC + 10 digit CPR``If CVR number, quote NKV + 8 digit CVR`See Additional Information below. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.Available values:`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateOfBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | Conditional | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.  Mandatory if any of the optional Beneficiary address details are provided. Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

### CPR or CVR identifier

To instruct a NemKonto payment, a valid CPR or CVR identifier must be submitted:

| Identifier | Description |
|  --- | --- |
| CPR | The CPR is the central Danish citizen register.Each individual person is given a unique identification number (the CPR number). This is a ten digit number that is widely used in everyday life. This number incorporates the date of birth and the sex.The structure of the Danish personal identity number is: DDMMYY-XNNB where:`DD=day``MM=month``YY=year``X=running number, including century indication``NN=running number``B=running number with sex indication: odd=male; even=female` |
| CVR | The CVR is a company registration number used in conjunction with VAT handling in Denmark. All companies in Denmark have a CVR number, and this is the most commonly used identifier for companies. |


## SEPA Payment (real-time)

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
Euro (EUR)
tr
td
code
countryCode
td
DK
tr
td
Earliest Beneficiary Credit
td
real-time
tr
td
Cut-Off Time (UK Time)
td
N/A
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.10
tr
td
Maximum 
code
targetAmount
td
100000.00
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.iban` | ✅ | 18 | Beneficiary IBAN.The format the IBAN varies by country. See [Additional data](/products/account-payouts/v2/coverage/additionalinfo)for a list by country. |
| `bankDetails.swift` | ✅ | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.Available values:`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `"parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateOfBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | ❌ | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.  Mandatory if any of the optional Beneficiary address details are provided. Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## SEPA Payment (same-day)

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
Euro (EUR)
tr
td
code
countryCode
td
DK
tr
td
Earliest Beneficiary Credit
td
same-day
tr
td
Cut-Off Time (UK Time)
td
11:30
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.01
tr
td
Maximum 
code
targetAmount
td
9999999.99
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.IBAN` | ✅ | 18 | Beneficiary IBAN. The format the IBAN varies by country. See [Additional data](/products/account-payouts/v2/coverage/additionalinfo)for a list by country. |
| `bankDetails.swift` | ✅ | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.Available values:`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateOfBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | ❌ | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.  Mandatory if any of the optional Beneficiary address details are provided. Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).

## International WIRE

### Overview

table
tr
td
Available
td
Yes
tr
td
code
targetCurrency
td
a
Available WIRE currencies
tr
td
code
countryCode
td
DK
tr
td
Earliest Beneficiary Credit
td
The estimated delivery time will vary by country and currency.
tr
td
Cut-Off Time (UK Time)
td
a
Currency specific
tr
td
Decimal Places
td
2
tr
td
Minimum 
code
targetAmount
td
0.01
tr
td
Maximum 
code
targetAmount
td
9999999.99
### Submission data

| API field name | Required? | Field length | Description |
|  --- | --- | --- | --- |
| `bankDetails.iban` | ✅ | 18 | Beneficiary iban. |
| `bankDetails.bankName` | ✅ | Max 35 | Name of the beneficiary bank. |
| `bankDetails.swift` | ✅ | 8 or 11 | The SWIFT BIC is the Bank Identification Code of the beneficiary bank. |
| `parties.personalDetails.partyTypeCode` | ✅ | 4 | Type of the party.**Must be**:`PT03 (Beneficiary)` |
| `parties.personalDetails.typeCode` | ✅ | 4 | Entity description code for the party.Available values:`PD01 (Company)``PD02 (Individual)` |
| `parties.personalDetails.titleCode` | Conditional | 4 | Title code for the Individual.**Available values**:`TI01 (Ms)``TI02 (Miss)``TI03 (Mr)``TI04 (Mrs)``TI05 (Dr)``TI06 (Mx)``TI99 (Misc)`  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.firstName` | Conditional | Max 50 | Beneficiary first name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.middleName` | ❌ | Max 50 | Beneficiary middle name. |
| `parties.personalDetails.lastName` | Conditional | Max 50 | Beneficiary last name. Full name should be provided (no initials).  Mandatory if `parties.personalDetails.typeCode` is:`PD02 (Individual)`  |
| `parties.personalDetails.companyName` | Conditional | Max 140 | Full name of the organization.  Failure to provide the full name could result in delays and potential rejection of your payment. This must consist of 2 words, separated by a space. To whitelist any other naming format please contact your Relationship Manager.   Mandatory if `parties.personalDetails.typeCode` is:`PD01 (Company)``PD03 (Institution)``PD04 (Government)``PD99 (Other)`  |
| `parties.personalDetails.dateOfBirth` | ❌ | 10 | Beneficiary's date of birth in YYYY-MM-DD format. |
| `parties.address.street` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) house number/name and street e.g. 1 Main Street. |
| `parties.address.additionalAddressLine` | ❌ | Max 35 | Beneficiary's residential (if payee is an individual) or registered (if payee is a company) address e.g. apartment no., unit, studio. |
| `parties.address.city` | ❌ | Max 35 | Beneficiary's city or town of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.postCodeOrZipCode` | ❌ | Max 10 | Beneficiary's postal code or zip code of their residential (if payee is an individual) or registered (if payee is a company) address. |
| `parties.address.countryCode` | Conditional | 2 | Beneficiary's country of their residential (if payee is an individual) or registered (if payee is a company) address.  Mandatory if any of the optional Beneficiary address details are provided.   Mandatory if any of the optional Beneficiary address details are provided. Enter the [2 character ISO 3166-1 standard country code](/products/reference/supported-countries-currencies#iso-country-codes) in your API request.  |


Important
[Additional data](/products/account-payouts/v2/coverage/additionalinfo) is required if the requestor of the payout is a Payment Service Provider (PSP) or Money Service Business (MSB).