Last Updated: 25 June 2024 | Change Log

Useful tables

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Useful tables

Supported payment methods

American Express**
MasterCard
MasterCard Debit
Visa
Visa Debit
Visa Electron (UK only)

ISO country codes

The country codes supported by Hosted Payment Pages are listed below. To see if you can integrate with these countries, speak to your Implementation Manager.

Country codes

ISO country codes are an international standard that must be used in your submissions.

Country Name (A-L)	Country Code	Country Name (L-Z)	Country Code
AFGHANISTAN	AF	LIECHTENSTEIN	LI
ALAND ISLANDS	AX	LITHUANIA	LT
ALBANIA	AL	LUXEMBOURG	LU
ALGERIA	DZ	MACAU	MO
AMERICAN SAMOA	AS	MACEDONIA	MK
ANDORRA	AD	MADAGASCAR	MG
ANGOLA	AO	MALAWI	MW
ANGUILLA	AI	MALAYSIA	MY
ANTARCTICA	AQ	MALDIVES	MV
ANTIGUA AND BARBUDA	AG	MALI	ML
ARGENTINA	AR	MALTA	MT
ARMENIA	AM	MARSHALL ISLANDS	MH
ARUBA	AW	MARTINIQUE	MQ
AUSTRALIA	AU	MAURITANIA	MR
AUSTRIA	AT	MAURITIUS	MU
AZERBAIJAN	AZ	MAYOTTE	YT
BAHAMAS	BS	MEXICO	MX
BAHRAIN	BH	MICRONESIA (FED. STATES)	FM
BANGLADESH	BD	MOLDOVA, REPUBLIC OF	MD
BARBADOS	BB	MONACO	MC
BELARUS	BY	MONGOLIA	MN
BELGIUM	BE	MONTSERRAT	MS
BELIZE	BZ	MOROCCO	MA
BENIN	BJ	MOZAMBIQUE	MZ
BERMUDA	BM	MYANMAR	MM
BHUTAN	BT	NAMIBIA	NA
BOLIVIA	BO	NAURU	NR
BONAIRE, SINT EUSTATIUS AND SABA	BQ	NEPAL	NP
BOSNIA AND HERZEGOVINA	BA	NETHERLANDS	NL
BOTSWANA	BW	NEW CALEDONIA	NC
BOUVET ISLAND	BV	NEW ZEALAND	NZ
BRAZIL	BR	NICARAGUA	NI
BRIT. IND. OCEAN TERRIT.	IO	NIGER	NE
BRUNEI DARUSSALAM	BN	NIGERIA	NG
BULGARIA	BG	NIUE	NU
BURKINA FASO	BF	NORFOLK ISLAND	NF
BURUNDI	BI	NORTHERN MARIANA ISLANDS	MP
CAMBODIA	KH	NORWAY	NO
CAMEROON	CM	OMAN	OM
CANADA	CA	PAKISTAN	PK
CAPE VERDE	CV	PALAU	PW
CAYMAN ISLANDS	KY	PALESTINIAN TERRITORY, OCCUPIED	PS
CENTRAL AFRICAN REPUBLIC	CF	PANAMA	PA
CHAD	TD	PAPUA NEW GUINEA	PG
CHILE	CL	PARAGUAY	PY
CHINA	CN	PEOPLE'S REP. KOREA	KP
CHRISTMAS ISLAND	CX	PERU	PE
COCOS (KEELING) ISLANDS	CC	PHILIPPINES	PH
COLOMBIA	CO	PITCAIRN	PN
COMOROS	KM	POLAND	PL
CONGO	CG	PORTUGAL	PT
CONGO, THE DEMOCRATIC REPUBLIC OF THE	CD	PUERTO RICO	PR
COOK ISLANDS	CK	QATAR	QA
COSTA RICA	CR	REPUBLIC OF KOREA	KR
COTE D'IVOIRE	CI	REPUBLIC OF MONTENEGRO	ME
CROATIA	HR	REPUBLIC OF SERBIA	RS
CUBA	CU	REUNION	RE
CURACAO	CW	ROMANIA	RO
CYPRUS	CY	RUSSIAN FEDERATION	RU
CZECH REPUBLIC	CZ	RWANDA	RW
DENMARK	DK	S. GEORGIA & S. SANDWICH	GS
DJIBOUTI	DJ	SAINT BARTHELEMY	BL
DOMINICA	DM	SAINT KITTS AND NEVIS	KN
DOMINICAN REPUBLIC	DO	SAINT LUCIA	LC
EAST TIMOR	TP	SAINT MARTIN (FRENCH)	MF
ECUADOR	EC	SAMOA	WS
EGYPT	EG	SAN MARINO	SM
EL SALVADOR	SV	SAO TOME AND PRINCIPE	ST
EQUATORIAL GUINEA	GQ	SAUDI ARABIA	SA
ERITREA	ER	SENEGAL	SN
ESTONIA	EE	SERBIA AND MONTENEGRO	CS
ETHIOPIA	ET	SEYCHELLES	SC
FALKLAND ISLANDS	FK	SIERRA LEONE	SL
FAROE ISLANDS	FO	SINGAPORE	SG
FIJI	FJ	SINT MAARTEN (DUTCH)	SX
FINLAND	FI	SLOVAKIA	SK
FRANCE	FR	SLOVENIA	SI
FRANCE, METROPOLITAN	FX	SOLOMON ISLANDS	SB
FRENCH GUIANA	GF	SOMALIA	SO
FRENCH POLYNESIA	PF	SOUTH AFRICA	ZA
FRENCH SOUTHERN TERRIT.	TF	SPAIN	ES
GABON	GA	SRI LANKA	LK
GAMBIA	GM	ST. HELENA	SH
GEORGIA	GE	ST. PIERRE AND MIQUELON	PM
GERMANY	DE	ST. VINCENT & GRENADINES	VC
GHANA	GH	SUDAN	SD
GIBRALTAR	GI	SURINAME	SR
GREECE	GR	SVALBARD AND JAN MAYEN	SJ
GREENLAND	GL	SWAZILAND	SZ
GRENADA	GD	SWEDEN	SE
GUADELOUPE	GP	SWITZERLAND	CH
GUAM	GU	SYRIAN ARAB REPUBLIC	SY
GUATEMALA	GT	TAIWAN	TW
GUERNSEY	GG	TAJIKISTAN	TJ
GUINEA	GN	TANZANIA	TZ
GUINEA-BISSAU	GW	THAILAND	TH
GUYANA	GY	TIMOR-LESTE	TL
HAITI	HT	TOGO	TG
HEARD & MC DONALD ISLS	HM	TOKELAU	TK
HONDURAS	HN	TONGA	TO
HONG KONG	HK	TRINIDAD AND TOBAGO	TT
HUNGARY	HU	TUNISIA	TN
ICELAND	IS	TURKEY	TR
INDIA	IN	TURKMENISTAN	TM
INDONESIA	ID	TURKS AND CAICOS ISLANDS	TC
IRAN	IR	TUVALU	TV
IRAQ	IQ	UGANDA	UG
IRELAND	IE	UKRAINE	UA
ISLE OF MAN	IM	UNITED ARAB EMIRATES	AE
ISRAEL	IL	UNITED KINGDOM	GB
ITALY	IT	UNITED STATES	US
JAMAICA	JM	URUGUAY	UY
JAPAN	JP	US MINOR OUTL. ISLANDS	UM
JERSEY	JE	UZBEKISTAN	UZ
JORDAN	JO	VANUATU	VU
KAZAKHSTAN	KZ	VATICAN CITY STATE	VA
KENYA	KE	VENEZUELA	VE
KIRIBATI	KI	VIET NAM	VN
KOSOVO	KS	VIRGIN ISLANDS (BRITISH)	VG
KUWAIT	KW	VIRGIN ISLANDS (U.S.)	VI
KYRGYZSTAN	KG	WALLIS & FUTUNA ISLANDS	WF
LAO PEOPLE'S REP.	LA	WESTERN SAHARA	EH
LATVIA	LV	YEMEN	YE
LEBANON	LB	YUGOSLAVIA	YU
LESOTHO	LS	ZAIRE	ZR
LIBERIA	LR	ZAMBIA	ZM
LIBYAN ARAB JAMAHIRIYA	LY	ZIMBABWE	ZW

Currency codes

The currency codes supported by Hosted Payment Pages are listed below. To see if, and how, you can integrate with these currencies, speak to your Implementation Manager.

The values in your orders that are sent to Hosted Payment Pages use exponent instead of decimal delimiters. The currency code is always presented in CAPITALS.

Currency codes

Currency	Currency Code	Exponent
Afghan Afghani	AFN	2
Algerian Dinar	DZD	2
Angolan Kwanza	AOA	2
Antillian Guilder	ANG	2
Aruban Guilder	AWG	2
Australian Dollar	AUD	2
Azerbaijanian Manat	AZN	2
Bahamian Dollar	BSD	2
Bahraini Dinar	BHD	3
Bangladesh Taka	BDT	2
Barbados Dollar	BBD	2
Belarussian Ruble	BYN	2
Belize Dollar	BZD	2
Bermudian Dollar	BMD	2
Bhutan Ngultrum	BTN	2
Bolivian Boliviano	BOB	2
Bosnia and Herzegovina Convertible Marks	BAM	2
Botswana Pula	BWP	2
Brazilian Real	BRL	2
Brunei Dollar	BND	2
Burundi Franc	BIF	2
Cambodian Riel	KHR	2
Canadian Dollar	CAD	2
Cape Verde Escudo	CVE	2
Cayman Islands Dollar	KYD	2
CFA Franc BCEAO	XOF	0
CFA Franc BEAC	XAF	0
CFP Franc	XPF	0
Chilean Peso	CLP	2
Colombian Peso	COP	2
Comoro Franc	KMF	0
Congolese Franc	CDF	2
Costa Rican Colon	CRC	2
Croatia Euro¹	EUR	2
Czech Koruna	CZK	2
Danish Krone	DKK	2
Djibouti Franc	DJF	2
Dobra	STD	2
Dominican Peso	DOP	2
East Caribbean Dollar	XCD	2
Ecuador Sucre	ECS	2
Egyptian Pound	EGP	2
El Salvador Colon	SVC	2
Eritrean Nafka	ERN	2
Ethiopian Birr	ETB	2
Euro	EUR	2
Falkland Islands Pound	FKP	2
Fiji Dollar	FJD	2
Gambian Dalasi	GMD	2
Georgia Lari	GEL	2
Ghana Cedi	GHS	2
Gibraltar Pound	GIP	2
Guatemalan Quetzal	GTQ	2
Guinea Franc	GNF	0
Guyana Dollar	GYD	2
Haiti Gourde	HTG	2
Honduran Lempira	HNL	2
Hong Kong Dollar	HKD	2
Hungarian Forint	HUF	0
Iceland Krona	ISK	2
Indian Rupee	INR	2
Indonesian Rupiah	IDR	0
Iranian Rial	IRR	2
Iraqi Dinar	IQD	3
Irish Pound	IEP	2
Italian Lira	ITL	0
Jamaican Dollar	JMD	2
Japanese Yen	JPY	0
Jordanian Dinar	JOD	3
Kazakhstan Tenge	KZT	2
Kenyan Shilling	KES	2
Kuwaiti Dinar	KWD	3
Laos Kip	LAK	2
Lebanese Pound	LBP	2
Lesotho Loti (Maloti)	LSL	2
Liberian Dollar	LRD	2
Libyan Dinar	LYD	3
Lithunianian Litas	LTL	2
Macau Pataca	MOP	2
Macedonian (FYR) Denar	MKD	2
Malagasy Ariary	MGA	0
Malawi Kwacha	MWK	2
Malaysian Ringgit	MYR	2
Maldives Rufiyaa	MVR	2
Mauritania Ouguiya	MRO	2
Mauritius Rupee	MUR	2
Mexican Peso	MXN	2
Moldovan Leu	MDL	2
Mongolian Tugrik	MNT	2
Moroccan Dirham	MAD	2
Mozambique Metical	MZN	2
Myanmar Kyat	MMK	2
Namibian Dollar	NAD	2
Nepalese Rupee	NPR	2
New Bulgarian Lev	BGN	2
New Israeli Scheqel	ILS	2
New Polish Zloty	PLN	2
New Romanian Lei	RON	2
New Serbian Dinar	RSD	2
New Taiwan Dollar	TWD	2
New Turkish Lira	TRY	2
New Zealand Dollar	NZD	2
Nicaraguan Cordoba Oro	NIO	2
Nigerian Naira	NGN	2
North Korean Won	KPW	2
Norwegian Krone	NOK	2
Nuevo Argentine Peso	ARS	2
Pakistan Rupee	PKR	2
Panamanian Balboa	PAB	2
Papua New Guinea Kina	PGK	2
Paraguayan Guarani	PYG	0
Peruvian Nuevo Sol	PEN	2
Peso Uruguayo	UYU	2
Philippine Peso	PHP	2
Pound Sterling	GBP	2
Qatari Rial	QAR	2
Rial Omani	OMR	3
Russian Ruble	RUB	2
Rwanda Franc	RWF	0
Samaoan Tala	WST	2
Saudi Riyal	SAR	2
Seychelles Rupee	SCR	2
Sierra Leone Leone	SLL	2
Singapore Dollar	SGD	2
Solomon Islands Dollar	SBD	2
Somalia Shilling	SOS	2
South African Rand	ZAR	2
South-Korean Won	KRW	0
Sri Lanka Rupee	LKR	2
St Helena Pound	SHP	2
Sudanese Pound	SDP	2
Suriname Dollar	SRD	2
Swaziland Lilangeni	SZL	2
Swedish Krone	SEK	2
Swiss Franc	CHF	2
Syrian Pound	SYP	2
Tajikistan Somoni	TJS	2
Tanzanian Shilling	TZS	2
Thai Baht	THB	2
Tonga Pa'anga	TOP	2
Trinidad and Tobago Dollar	TTD	2
Tunisian Dinar	TND	3
Turkmenistan Manat	TMT	2
UAE Dirham	AED	2
Uganda Shilling	UGX	2
Ukraine Hryvnia	UAH	2
US Dollars	USD	2
Uzbekistan Sum	UZS	2
Vanuatu Vatu	VUV	2
Venezuela Bolivar	VEB	2
Venezuela Bolivar Fuerte	VEF	2
Vietnamese New Dong	VND	0
Yemeni Rial	YER	2
Yuan Renminbi	CNY	2
Yugoslavian New Dinar	YUM	2
Zambian Kwacha	ZMW	2
Zimbabwe Dollar	ZWD	2

^1^ From 1 January 2023, Republic of Croatia has adopted Euro (EUR) as its domestic currency. For more information, contact your Relationship Manager.

Refusal codes

We use a set of response codes to provide context on why a payment has been refused. In the response message is a message and a description.

Response codes

Where there are two or more possible messages for a code, they are separated by an "OR":

Response code	Description
1	Refer to card issuer OR Referred, Call Authorization Center
2	REFERRED OR Refer to card issuer, special condition
3	INVALID ACCEPTOR OR Invalid merchant OR Invalid merchant or service provider
4	HOLD CARD OR Capture card OR Declined, Retain Card
5	REFUSED OR Do not honor OR Declined
6	Try another card
7	Pickup card special condition (other than lost/stolen card)
8	Honor with ID OR Transaction approved with ID
10	Partial Approval
12	INVALID TRANSACTION OR Invalid transaction
13¹	INVALID AMOUNT OR Invalid amount OR Invalid amount (currency conversion field overflow) or amount exceeds maximum for card program
14	Invalid card number OR Invalid account number (no such number)
15	Invalid issuer
19	Re-enter transaction
20	ACQUIRER ERROR OR ERROR OR No action taken (unable to back out prior
25	Unable to locate record in file, or account
28	File is temporarily unavailable
30	Format error OR ERROR
33	CARD EXPIRED
34	FRAUD SUSPICION
39	No credit account
41	Lost card OR Pickup card (lost card)
43	STOLEN CARD, PICK UP OR Stolen card OR Pickup card (stolen card)
46	Closed account
51	LIMIT EXCEEDED OR Insufficient funds OR Insufficient funds/over credit limit
52	No checking account
53	No savings account
54	Expired card OR DECLINED, EXPIRED CARD
55	INVALID SECURITY CODE OR Invalid PIN OR ERROR
56	UNKNOWN CARD
57	Transaction not permitted to issuer/cardholder OR ILLEGAL TRANSACTION
58	Transaction not permitted to acquirer/terminal
59	Suspected Fraud (Visa)
61	Exceeds withdrawal amount limit
62	RESTRICTED CARD OR Restricted card OR Restricted card (for example in Country Exclusion table)
63	Unable to authorise OR ERROR
64	Unable to authorise
65²	Exceeds withdrawal count limit OR Authentication requested
68	Time out
70	CONTACT CARD ISSUER OR Contact Card Issuer
71	PIN Not Changed
74	ALLOWABLE NUMBER OF PIN TRIES EXCEEDED
75	Allowable number of PIN tries exceeded
76	CARD BLOCKED OR Invalid/nonexistent âTo Accountâ specified OR Invalid/nonexistent OR Invalid/nonexistent specified
77	Invalid/nonexistent âFrom Accountâ specified OR Invalid/nonexistent OR Invalid/nonexistent specified
78	Invalid/nonexistent account specified (general)
79	Already reversed (Visa) OR Lifecycle reasons (Mastercard)
80	Visa transactions: credit issuer unavailable. Private label and check a acceptance: Invalid date
82	Negative CAM, dCVV, iCVV, or CVV results (Visa) OR Policy reasons (Mastercard)
83	STIP cannot approve (Visa) OR Fraud/Security related reasons (Mastercard)
84	Invalid Authorization Life Cycle
85	REJECTED BY CARD ISSUER OR Not declined. Valid for AVS only, balance Inq OR No reason to decline a request
86	Cannot Verify PIN OR PIN Validation not possible
88	Unable to authorise
89	Unacceptable PINâTransaction DeclinedâRetry OR Unacceptable PIN - Transaction Declined - Retry OR Ineligible to receive
91	CREDITCARD ISSUER TEMPORARILY NOT REACHABLE OR Issuer unavailable or switch inoperative (STIP not applicable or available for this transaction) OR Authorization System or issuer system inoperative OR Authorization System or issuer system inop
92	Unable to route transaction OR Destination cannot be found for routing
93	Transaction cannot be completed violation of law
94	Duplicate transaction OR Duplicate transmission detected
96	Unable to authorise OR System error
98	ERROR
99	ERROR
102	INVALID CARD ISSUER
104	UNKNOWN CARD
106	INVALID ACCOUNT
107	SECURITY BREACH
241	Verification data failed
397	Surcharge amount not permitted on Visa
398	Surcharge not supported
442	Acquirer Institution Identification Code in the request message is not registered at CAFIS
443	CAFIS System Error. Try again
444	The acquirer system is busy. Try again
445	Acquirer system error. Try again
446	The acquirer system has closed. Try again
447	CAFIS System Error. Try again
448	Illegal encoding format. Try again
449	CAFIS System Error. Try again
450	CAFIS System Error. Try again
451	Advice message already received
452	CAFIS detected a timeout when it sent the message to the acquirer. Try again
453	CAFIS System Error. Try again
454	CAFIS System Error. Try again
455	CAFIS System Error. Try again
456	CAFIS System Error. Try again
457	CAFIS System Error. Try again
458	The acquirer does not support the service
459	CAFIS System Error. Try again
460	CAFIS System Error. Try again
577	The card is unusable. Contact issuer. OR The card is unusable.
578	The transaction is pending. Contact issuer. OR The transaction is pending.
579	PIN is incorrect
580	Security Code is incorrect
581	Security Code is not set
582	JIS2 stripe information is invalid
583	The card is maxed out for the day. Contact issuer. OR The card is maxed out for the day. (insufficient funds)
584	The amount exceeds the limit for the day. Contact issuer. OR The amount exceeds the limit for the day. (insufficient funds)
586	The card is invalid. Keep card and contact issuer OR The card is invalid. (MOD 10 check failed)
587	The card is invalid (lost/stolen). Keep card and contact issuer OR The card is invalid (lost/stolen).
588	The card is invalid. Keep card and contact issuer. OR The card is invalid. (MOD 10 check failed)
589	Message element "Primary Account Number" value is invalid OR Message element "Primary Account Number" value is invalid (MOD 10 check failed)
590	Message element "Merchant Type" value is invalid
591	Message element "Transaction Amount" value is invalid
592	Message element "Tax and Postage" value is invalid
593	Bonus Count value is invalid
594	Bonus Month value is invalid
595	Bonus Amount value is invalid
596	First Payment Month value is invalid
597	Installment Count value is invalid
598	Installment Amount value is invalid
599	First Payment Amount value is invalid
600	Message elements Service Code, Business Code and Message Code value is invalid
601	Message element "Payment Division" value is invalid
602	Message element "Inquiry Division" value is invalid
603	Message element "Cancel Division" value is invalid
604	Message element "Original Payment Division" value is invalid
605	UNKNOWN RESPONSE CODE OR The card is expired.
606	THE CARD IS NOT APPLICABLE TO THE SERVICE OR The card is not applicable to the service.
607	The acquirer service is completed.
608	The invalid card (lost/stolen) has an error.
609	The request message cannot be processed for some reason. Contact issuer. OR The request message cannot be processed for some reason.
610	The request message for which a transaction is not supported is received
611	UNKNOWN RESPONSE CODE OR The request message from a centre which has not made the contact.
622	Message element "Service Code" setting error
623	Message element "Business Code" setting error
624	Message element "Message Code" setting error
625	Message element "Processor Code" setting error
626	Message element "Merchant Code" setting error
627	Message element "Transaction Identifier" setting error
628	Message element "Processor Transaction Date-Time" setting error
629	Message element "Card Acceptor Terminal Identification" setting error
630	Message element "Encryption Method Code" setting error
631	Message element "Key Encryption Key Index in Use" setting error
632	Message element "Processor Authentication Key Index" setting error
633	Message element "Message Encryption Key" setting error
634	Message element "Message Authentication Code" setting error
635	Message element "Acquirer Institution Identification Code" setting error
636	Message element "Primary Account Number" setting error
637	Message element "Expiration Date" setting error
638	Message element "Track-2 Data" setting error
639	Message element "PIN Data" setting error
640	Message element "Merchant Type" setting error
641	Message element "Transaction Amount" setting error
642	Message element "Tax and Postage" setting error
643	Message element "Point of Service Data Code" setting error
644	Message element "Payment Division" setting error
645	Message element "Cancel Division" setting error
646	Message element "Original Terminal Processing Serial Number" setting error
647	Message element "Original Payment Division" setting error
658	Message element "Original Processor Transaction Date-Time" setting error
659	Message element "Original Transaction Identifier" setting error
660	Message element "Free Field" setting error
661	Message element "Terminal Processing Serial Number" setting error
662	Message element "Security Code" setting error
663	Message element "Electronic Commerce Indicator" setting error
664	Message element "XID" setting error
665	Message element "Accountholder Authentication Value" setting error
666	Message element "Transaction Status" setting error
667	Message element "Message Version Number" setting error
668	Message element "CAVV Algorithm" setting error
669	Message element "Recurring Flag" setting error
670	Element Block (e.g. "General Transaction Info" setting error)
671	Combination of message elements "Service Code" and "Message Code" setting is incorrect
672	Message element "Processor Authentication Key Index" setting error
673	There is more than one original transaction to reverse. Unable to reverse the transaction
674	Combination of message elements "Processor Code" and "Merchant Code" setting is incorrect
675	Global GEAR System Error. Try Again.
676	Global GEAR System Error. Transaction result is unclear.
677	Global GEAR System Error. Transaction result is unclear.
678	Global GEAR System Error. Try Again.
679	Global GEAR System Error. Transaction result is unclear.
680	Global GEAR System Error. Transaction result is unclear.
681	Global GEAR System Error. Try Again.
682	Global GEAR System Error. Transaction result is unclear.
683	Global GEAR System Error. Transaction result is unclear.
694	Global GEAR System Error. Transaction result is unclear.
695	Global GEAR System Error. Transaction result is unclear.
696	Global GEAR System Error. Transaction result is unclear.
697	Global GEAR System Error. Transaction result is unclear.
698	Global GEAR System Error. Transaction result is unclear.
699	Global GEAR System Error. Transaction result is unclear.
700	Global GEAR System Error. Transaction result is unclear.
701	Global GEAR System Error. Transaction result is unclear.
702	Global GEAR System Error. Transaction result is unclear.
703	Global GEAR System Error. Try Again.
704	Global GEAR System Error. Transaction result is unclear.
705	Global GEAR System Error. Try Again.
828	Unable to authorize
831	Cash service not available
832	Cash back request exceeds issuer limit
833	Resubmitted transaction over max days limit
835	Decline for CVV2 failure
836	Transaction amount greater than preauthorised
902	Invalid biller information
905	Unable to authorise
906	Unable to authorise
911	UNKNOWN RESPONSE CODE
937	Card Authentication failed
972	Stop Payment Order
973	Revocation of Authorization Order
975	REFUSED OR Revocation of All Authorizations Order
1044	Approval, keep first check
1045	Check OK, no conversion
1046	Invalid RTTN
1047	Amount greater than limit
1048	Unpaid items, failed NEG
1049	Duplicate check number
1050	MICR error
1051	Too many checks
1198	Forward to issuer
1201	Forward to issuer
1263	Unable to authorise
1295	Unknown

Info

Response codes and descriptions are coming directly from the acquirer. Whilst we are making an effort to update this list where possible, it might not be exhaustive.

^1^ The monthly limit for gambling transaction is exceeded (Europe: €50 000 or local currency equivalent; Azerbaijan, Moldova, and Ukraine: €10 000 or local currency equivalent)
^2^ Soft decline, customer must be authenticated

Useful tables

Supported payment methods

ISO country codes

Currency codes

Refusal codes

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