Worldpay can provide domestic acquiring for:
For this, be aware that:
The standard payment processing features that are available in the US and Canada.
Authorization, capture, reversal and refund requests are supported. Sale and void are also available through this connection, with sale being required for
You can check the validity of a card by submitting a zero value authorization. For more information, see
The following consumer authentication services are available, for more information see
Best practice: We recommend that you provide all address fields in your submissions as this might help lower your interchange rates. However, only
<postalCode> (the zip code) and
<countryCode> are mandatory because, in the United States and Canada, shoppers generally only provide these when making online payments.
You can add dynamic statement narratives to your submissions. This can include certain fields such as order code, description or ticket code. You can either provide a phone number or a URL, and a descriptor.
Note: If you include a prefix, it must be either 3, 7 or 12 characters in length. You must use an asterisk
(*) after the prefix as a separator, in one of the following positions: 4th, 8th, or 13th. Do not use an asterisk in more than one position. These characters are valid: numbers, letters and these special characters: & * , - . # and space
Take control of the consumer experience by enabling extended response codes, see
CodeMessage 0AUTHORISED 3INVALID ACCEPTOR 5REFUSED 8APPROVE AFTER IDENTIFICATION 12INVALID TRANSACTION 13INVALID AMOUNT 19REPEAT OF LAST TRANSACTION 20ACQUIRER ERROR 21REVERSAL NOT PROCESSED, MISSING AUTHORISATION 30FORMAT ERROR 34FRAUD SUSPICION 41LOST CARD 43STOLEN CARD, PICK UP 51LIMIT EXCEEDED 54DECLINED, EXPIRED CARD 55INVALID SECURITY CODE 57ILLEGAL TRANSACTION 58TRANSACTION NOT PERMITTED 62RESTRICTED CARD 70CONTACT CARD ISSUER 74ALLOWABLE NUMBER OF PIN TRIES EXCEEDED 80AMOUNT NO LONGER AVAILABLE, AUTHORISATION EXPIRED 82NEGATIVE CAM, dCVV, iCVV, OR CVV RESULTS 91CREDITCARD ISSUER TEMPORARILY NOT REACHABLE 94DUPLICATE REQUEST 96SYSTEM FAILURE 102INVALID CARD ISSUER 106INVALID ACCOUNT 398SURCHARGE NOT SUPPORTED 606THE CARD IS NOT APPLICABLE TO THE SERVICE 975REVOCATION OF ALL AUTHORIZATIONS ORDER
Reduce cost by supplying additional purchase data in order to qualify for preferential interchange rates.
Reduce cost by supplying additional lodging data in order to qualify for preferential interchange rates.
Warning: This functionality is not yet available for general use. Before integrating, ensure that you've been in contact with your Relationship Manager.
Comply with scheme manadates for
The following items are supported under
merchantInitiatedReason for US domestic acquiring:
|INSTALMENT||A single purchase of goods or services billed to a cardholder in multiple transactions, over a period of time agreed by the cardholder and you.|
|RECURRING||Transactions processed at fixed, regular intervals not to exceed one year between transactions, representing an agreement between a cardholder and you to purchase goods or services provided over a period of time.|
|UNSCHEDULED||A transaction using a stored credential for a fixed or variable amount that does not occur on a scheduled or regularly occurring transaction date. This includes account top-ups triggered by balance thresholds.|
In addition to basic payment processing we offer a range of additional services such as
You can use the Dynamic MCC to send a different merchant category code per transaction. Add the element
<dynamicMCC> to your payment request.
Speak to your Relationship Manager for details.
Note: Prime routing is only available in the USA.
A fully-managed, data-driven service that routes eligible debit transactions to the appropriate debit network, based on lowest cost.
A fully-managed, data-driven service that optimizes authorization-related factors in real-time to increase approvals.
A fully-managed service that seemlessly updates stored card details maximizing approvals.
A powerful tool that provides detailed issuer information and performance allowing you to identify trends and patterns specific to customers, and ultimately boost your approval rates.
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