Network payment tokens

The network payment token API is a Web service used to provision network tokens from credit card networks.

Network payment token service

You can use this API as a single integration point to target the network’s API to request tokens and cryptograms for a given Payment Account Number (PAN).

The basic workflow is as follows:

  • Merchants must make distinct requests to this service to return token information.
  • A request call is made to NPT to perform the desired action.
  • The network payment token calls the appropriate provider(s), initiates the requested actions, and returns the tokens or the cryptogram depending upon the action being performed.

Note: Future versions of this API will support American Express and Discover tokens.