This topic gives detailed information on how IPC differs from country to country.
The Integrated POS payment gateway is called EMBOSS, also known as the Integrated POS Service.
IPC (Retail) is deployed on a server or stand-alone POS hardware. IPC (Retail) is configured for one or multiple payment terminals in the merchant's environment. Transaction requests from a POS application to IPC are immediately processed on the payment terminals.
Attendance mode = Fully attended by a sales assistant.
The Payment Card Industry Data Security Standard. See the
Point to Point Encryption. The Integrated POS managed service is a Payment Council listed P2PE v2.0 product.
Use of a PCI listed P2PE product can virtually eliminate the risk of compromised credit card data in a retail environment. This has the benefit of reducing the scope and cost of your PCI audit. To qualify, you must implement IPC POS in the your environment according to the PIM (P2PE Instruction Manual). For more information, contact your Worldpay relationship manager (RM) or Worldpay Customer Support.
There are two varients for PIN verification; online PIN and offline PIN.
In the UK and Republic of Ireland, the PIN is verified offline to the issuing bank through local interaction between the card and the payment terminal. In many European countries the PIN is transmitted by the Integrated POS Service to the issuer to be verified online.
The supported card schemes are:
Some limitations apply, see the topics below for details.
The standard transaction sources are:
The supported transaction types are:
The ancillary services are:
DCC: Dynamic Currency Conversion. The feature is available soon. It allows international customers to pay for goods in their own currency if they use a Visa or Mastercard at the point of sale, rather than the local currency. See
Pennies: Customers are prompted by the card machine to donate to charity. Contact and contactless transactions are supported. See
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