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Mobile Wallets

A secure and easy way for your customers to pay. IntegrateApple PayandGoogle Payinto your business.

Why offer mobile wallets?

  • Fast-track your customer to the payment without requiring an account/registration
  • Mobile wallets providers share billing & shipping address
  • Low PCI requirements
  • SCA (Strong Customer Authentication) compliant - built-in two-factor authentication
  • Access Worldpay decrypts - simpler integration with the mobile wallet providers

Capabilities

Take a payment - Worldpay decryptsPayout to a wallet - Worldpay decrypts
  1. Integrate with your mobile wallet provider:Apple PayandGoogle Pay
  2. Integrate with our Payments API - use the encrypted payload in a request to our one-time endpoint:payments:authorize
  1. Integrate with your mobile wallet provider:Apple PayandGoogle Pay
  2. Integrate with our Payments API - use ourpayments:cardOnFileAuthorizeendpoint with your encrypted payload
  3. You receive a tokens:token in your response
  4. Integrate with our Payouts API - use your token tomake a payoutwith payoutInstrument "type": "card/tokenized"

Note: Payouts to a wallet is currently only supported for Visa and Mastercard branded payouts.

Integration options

There are two ways to integrate with a wallet. We can handle the encryption of the payload on your behalf for a simplified integration. Alternatively, you can send the decrypted payload yourself:

Worldpay decrypts

Take a payment
Payout to a wallet

You decrypt

Create a payment/payout with a decrypted payload